Herramientas en vivo 65

Cada métrica que mueve el P&L.

Indicadores SaaS, ROI de marketing, cálculo de nómina y compensación de RRHH — modélalos antes de la reunión de directivos.

No ads · No signup · No paywall · Instant results · Always free

Métricas SaaS · 12 herramientas

Unit economics, gauged live.

ARPU, churn y CAC determinan el LTV. Mueve los controles — el indicador pasa de rojo → dorado → esmeralda al cruzar los umbrales de 1.5x y 3.0x.

RRHH y Nómina · 9 herramientas

Gross to take-home, line by line.

Arrastra el salario bruto anual y observa cómo se acumulan las deducciones — federal, estatal, FICA, 401(k) y salud — hasta llegar al sueldo neto real.

Insignia · Desglose de compensación

Take-Home Pay Calculator

Cada deducción que se lleva el cheque. Mueve el bruto — observa las barras reajustarse en vivo.

Gross $100,000/yr
$56ktake-home · 44% eff. rate Abrir calculadora completa
Insignia · 1099 vs W-2

1099 vs W-2 Net Pay

Compara el sueldo neto de contratista versus empleado al mismo bruto. Impuesto de autoempleo frente al escudo de deducciones.

Gross $100k/yr
State % 5.0%
401k % 6.0%
+$3.4k W-2W-2 $58k · 1099 $54k Abrir calculadora completa
Guided journeys

Bigger than one calculator? Follow the flow.

Multi-step paths that string the right business tools together in the order most people actually use them — with your numbers carried from step to step.

Métricas de Marketing · 16 herramientas

ROAS, CPM, CAC math — daily.

Ad efficiency

ROAS Calculator

Return on ad spend by channel — what each dollar of paid actually generates.

4.2x$4.20 revenue per $1 spent
Reach pricing

CPM / CPC

Cost per thousand impressions and cost per click — comparison across networks.

$8.40 CPM~$0.47 CPC at 1.8% CTR
Ventas y Facturación · 8 herramientas

Margin, markup, break-even.

Insignia · Desglose de margen

Profit Margin Calculator

Arrastra facturación, COGS y gastos operativos — ve el pastel de margen neto moverse y el beneficio en dólares ajustarse en vivo.

Revenue $500k
COGS % 58%
Opex % 22%
20.0%$100k profit · $290k COGS · $110k opex Abrir calculadora completa
Volume threshold

Break-Even

Units to sell before contribution-margin covers fixed costs.

~2,400 units$48k fixed · $20 CM
Operaciones · 10 herramientas

Throughput, inventory, capacity.

Insignia de producción

Inventory Turnover

COGS anual sobre inventario promedio — rotaciones por año, días en inventario y dónde te ubicas frente al benchmark sectorial.

COGS/yr $1.2M
Avg inv $150k
8.0 turns46 days on hand Abrir calculadora completa
Insignia · Capacidad laboral

Capacity Utilization

Arrastra empleados, turnos y horas — ve la carga semanal versus la capacidad disponible con la banda de margen en tiempo real.

Employees 8 ppl
Shifts/d 1 shift
Hr/shift 8 hr
Demand 240 hr/wk
75%16.6k hr/yr · 4.2k hr headroom Abrir calculadora completa
Decide between

Two good options? See the head-to-head.

Key terms & formulas

The business vocabulary, decoded.

Every definition links to the calculator that puts the term to work. Browse the full glossary →

LTV (Lifetime Value)Total gross profit expected from a customer over their entire relationship with your company. Calculated as ARPU divided by monthly churn rate. CAC (Customer Acquisition Cost)Total sales and marketing spend divided by the number of new customers acquired in the same period. Churn RateThe percentage of customers or revenue lost in a period — customer churn divides churned customers by total customers, and MRR churn divides churned MRR by prior-period MRR. Rule of 40Revenue growth rate % + profit margin % should sum to at least 40 for a healthy SaaS company. Balances growth and profitability as a composite health indicator. RunwayThe number of months a company can operate before exhausting its cash reserves. Gross MarginRevenue minus cost of goods sold, divided by revenue, expressed as a percentage. Contribution MarginRevenue minus variable costs only, showing how much each sale contributes to covering fixed costs. Gross PayTotal compensation before any deductions or taxes are withheld. Self-employment (SE) taxThe 15.3% tax (12.4% Social Security + 2.9% Medicare) a freelancer pays on 92.35% of net business income, covering both the employee and employer shares of payroll tax. Inventory Turnover RatioThe number of times a business sells and replenishes its average inventory during a period, usually one year. Calculated as COGS divided by average inventory. A higher ratio generally indicates better efficiency, but 'good' varies by industry — a grocery store at 25× is normal; a luxury goods retailer at 2× may be healthy. Capacity utilizationThe share of your available labor-hours that current demand consumes, shown as a percentage. Above 90% signals you are at or beyond capacity.
LTV = ARPU × gross margin % ÷ monthly churnCustomer lifetime value — what one customer is worth over their whole life, the number every CAC gets judged against.
Margin % = (revenue − COGS) / revenueGross margin — the share of every sales dollar left after direct costs, before overhead.
Inventory turns = COGS / average inventoryHow many times a year your stock sells through — higher turns mean less cash sleeping on the shelf.
Local & current

Payroll and hiring rules where you operate, for the year you file.

Preguntas frecuentes

¿Qué calculadoras necesito para una revisión de P&L?

Margin + Break-Even + Burn Rate + Runway te dan el panorama de margen de contribución y tiempo hasta cero. Agrega CAC y LTV para verificar la salud de la economía unitaria. La guía Business Metrics Fundamentals explica cómo se conectan estos cinco números.

¿Cuál es la diferencia entre CAC y el periodo de recuperación del CAC en SaaS?

El CAC son los dólares invertidos para adquirir un nuevo cliente (marketing + ventas / clientes nuevos). El periodo de recuperación del CAC SaaS es la cantidad de meses de beneficio bruto que ese cliente debe generar antes de cubrir el costo de adquisición. Una recuperación saludable en SaaS es inferior a 12 meses.

¿Las calculadoras de nómina son exclusivas para Estados Unidos?

La calculadora federal de Payroll Tax es exclusiva para EE. UU. (FICA, FUTA, retención federal). Las calculadoras de Costo por Empleado y Contratista vs Empleado exponen las entradas de tasa impositiva para que puedas modelar cualquier jurisdicción.

¿Estas herramientas manejan múltiples monedas?

La mayoría acepta entradas independientes de moneda (tú eliges la moneda al ingresar los datos). El Conversor de Divisas del hub de Vida Cotidiana maneja tipos de cambio en tiempo real si necesitas convertir entre dos monedas primero.

Which numbers should a brand-new business track first?

Start with Break-Even and Profit Margin — they tell you the sales volume and pricing you need to stop losing money. Once you're consistently profitable, add CAC and LTV to confirm each customer is worth more than it costs to acquire.

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