Numbers behind every policy, settlement, and financial decision.
Insurance coverage, net worth, alimony, child support, military pay, settlements, and the personal-finance numbers that drive real decisions.
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Hand-picked starters.
Coverage that matches your family's exposure.
Life, disability, umbrella, and workers' comp — translate household income and dependents into the coverage amount that actually protects them.
Life Insurance Need
Drag annual income, dependents, and replacement years. The widget computes the recommended term coverage using a DIME-style approach.
Car Insurance
Drag your car's value and yearly mileage for a ballpark full-coverage premium.
Which life event are you pricing?
The two biggest legal-money moments, mapped step by step — protecting the people who depend on you, or untangling one household into two.
Which one is on your desk?
Both paths, side-by-side — pick the branch that matches the decision in front of you and run the numbers in the order courts and underwriters actually use them.
Bigger than one calculator? Follow the flow.
Multi-step paths that string the right legal & personal tools together in the order most people actually use them — with your numbers carried from step to step.
Your numbers — assets, pay, and the cost of life events.
Net worth, military pay, BAH, unemployment math, lease-break penalties, and the costs that come with life changes.
Net Worth
Drag total assets and debts. The widget shows net worth, debt-to-asset ratio, and where you sit relative to the U.S. median.
Military Pay Calculator
Base pay + BAH + BAS + special pays by rank, years of service, and ZIP code.
E-5 @ 6 yrs$3,374/mo baseSettlement & support estimates.
Alimony, child support, divorce costs, prenup asset divisions, and damages math — ballpark numbers to take into the conversation.
Alimony Estimator
Drag payer income, recipient income, and marriage duration. The widget computes an estimated monthly support payment.
Child Support Calculator
Combined parental income × child-share factor — the income-share model used in 41 U.S. states.
~$1,150/mo1 child · $100k combinedTwo good options? See the head-to-head.
The legal & personal vocabulary, decoded.
Every definition links to the calculator that puts the term to work. Browse the full glossary →
Coverage need = income × years + debts − assetsThe income-replacement core of every life-insurance needs estimate — DIME adds Debt, Income, Mortgage, and Education as separate lines.Net worth = total assets − total liabilitiesThe single-line balance sheet behind every personal-finance benchmark.Child support ≈ combined income × child share × payer's income shareThe income-shares model used by 41 U.S. states — each parent owes in proportion to their slice of combined income.State rules change the math.
Frequently asked questions
Are these calculators a substitute for a lawyer or financial planner?
No. Every legal calculator here is educational — designed to give you a ballpark estimate before you walk into a consultation. Settlement amounts, alimony, child support, and damages all depend on jurisdiction, judge discretion, and case-specific facts that no calculator can model. Use these numbers to prepare informed questions, not to make binding decisions.
How is the Life Insurance Need calculated?
We use a simplified DIME-style approach: 10× annual income as the base (Income Replacement), plus an additional adjustment for the number of dependents and the years of replacement needed. Real DIME adds Debt + Income + Mortgage + Education — the full calculator captures each component separately. The widget chip shows the multiple for a quick gut-check.
Why does the Alimony estimate vary so much by state?
Alimony / spousal support is one of the most state-variable family-law issues in the U.S. Some states use a fixed formula (e.g., Massachusetts: 30–35 % of the income gap, duration tied to marriage length). Others give judges full discretion. The widget uses a neutral national-average formula; the full calculator surfaces state-specific guidelines where they exist.
Is Child Support different from Alimony?
Yes — child support is paid to support the child(ren) and follows mandatory state guidelines (income-share model in 41 states, percentage of obligor income in 8 states, Melson formula in 1 state). Alimony / spousal maintenance is paid to support the lower-earning spouse, often for a defined number of years, and judicial discretion plays a much bigger role.
How current are reference numbers like military pay tables and benefit caps?
Military Pay uses the most recent published DoD pay tables for the calendar year. BAH rates refresh each January. Unemployment and disability benefit caps are pulled from the latest state/federal sources at the time of release. Each calculator's footer shows the year and last-verified date so you can confirm against the current source if you're making a real decision.
11 categories, one search box, zero signups. If it has a number, we calculate it.
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