GLP-1 medications are usually discussed as a monthly cost, not a monthly saving — but a growing body of consumer-spending research shows households on these drugs measurably cut their grocery, dining, and alcohol spend. This calculator turns that research into a personal estimate: how much your own food budget might shrink, and how much of your drug cost that actually offsets.
What the spending research actually shows
Grocery input is total household spending: allocate grocery × covered people / household size. Dining, coffee/snacks and alcohol inputs are spending for the covered people, not whole-household totals. Gross savings sum the allocated category spends × scenario reductions; optionally subtract a fixed $45 monthly protein/replacement allowance for this scenario, with net savings floored at zero. Net drug cost = entered monthly drug cost − net food savings. Offset percentage applies only to a positive drug cost. An explicit $0 drug cost instead displays a net-savings convention, not division by zero. People covered must be at least one and cannot exceed household size. These are uncertain scenario estimates.
Why the calculator shows ranges, not one number
Grocery input is total household spending: allocate grocery × covered people / household size. Dining, coffee/snacks and alcohol inputs are spending for the covered people, not whole-household totals. Gross savings sum the allocated category spends × scenario reductions; optionally subtract a fixed $45 monthly protein/replacement allowance for this scenario, with net savings floored at zero. Net drug cost = entered monthly drug cost − net food savings. Offset percentage applies only to a positive drug cost. An explicit $0 drug cost instead displays a net-savings convention, not division by zero. People covered must be at least one and cannot exceed household size. These are uncertain scenario estimates.
The net-cost framing most people never do
Grocery input is total household spending: allocate grocery × covered people / household size. Dining, coffee/snacks and alcohol inputs are spending for the covered people, not whole-household totals. Gross savings sum the allocated category spends × scenario reductions; optionally subtract a fixed $45 monthly protein/replacement allowance for this scenario, with net savings floored at zero. Net drug cost = entered monthly drug cost − net food savings. Offset percentage applies only to a positive drug cost. An explicit $0 drug cost instead displays a net-savings convention, not division by zero. People covered must be at least one and cannot exceed household size. These are uncertain scenario estimates.
This is a budgeting tool, not a medical one
Grocery input is total household spending: allocate grocery × covered people / household size. Dining, coffee/snacks and alcohol inputs are spending for the covered people, not whole-household totals. Gross savings sum the allocated category spends × scenario reductions; optionally subtract a fixed $45 monthly protein/replacement allowance for this scenario, with net savings floored at zero. Net drug cost = entered monthly drug cost − net food savings. Offset percentage applies only to a positive drug cost. An explicit $0 drug cost instead displays a net-savings convention, not division by zero. People covered must be at least one and cannot exceed household size. These are uncertain scenario estimates.