Terms of Use.

1. Acceptance of Terms

By accessing and using Calculover ("the Site"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use the Site. These terms apply to all visitors, users, and others who access the Site.

2. Description of Service

Calculover provides a collection of 340+ free, browser-based calculator tools organized across categories including Finance, Construction, Health & Fitness, Business, Daily Life, and Math & Science. All calculations are performed locally in your web browser using JavaScript. No data is sent to our servers for processing.

3. Free Use License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site and its calculator tools for personal, educational, and professional purposes. This license does not include:

• Reproducing, duplicating, copying, or redistributing the Site's source code, design, or content for commercial purposes
• Using automated systems (bots, scrapers, crawlers) to access the Site in a manner that exceeds reasonable human usage
• Framing or embedding the Site or its calculators within another website without written permission
• Modifying, adapting, or creating derivative works based on the Site

4. Disclaimer of Accuracy

This is one of the most important sections of these terms:

• Financial calculators (mortgage, loan, tax, investment) provide estimates based on simplified models. Actual results may vary based on lender terms, tax laws, market conditions, and other factors. Consult a licensed financial advisor or accountant for decisions involving real money.
• Health calculators (BMI, TDEE, calorie, macros) use generalized formulas that may not account for individual medical conditions. Consult a healthcare professional for medical decisions.
• Construction calculators (concrete, brick, electrical) provide material estimates. Always consult qualified engineers, contractors, or electricians and verify calculations against applicable building codes.
• All other calculators are subject to the same disclaimer: results are estimates and should be independently verified when accuracy is critical.

5. No Professional Advice

Nothing on the Site constitutes professional financial, legal, medical, engineering, or other advice. The Site is a utility tool, not a replacement for professional consultation. We do not assume any liability for actions taken based on calculator results.

6. Intellectual Property

All content on the Site — including but not limited to text, graphics, logos, icons, images, code, and calculator designs — is the property of Calculover or its content creators and is protected by applicable copyright and intellectual property laws.

You may share links to any page on Calculover. You may not reproduce, distribute, or create derivative works from our content without prior written consent.

7. User Conduct

When using the Site, you agree not to:

• Attempt to gain unauthorized access to any portion of the Site, its servers, or connected systems
• Use the Site to transmit malware, viruses, or harmful code
• Interfere with or disrupt the Site's operation or infrastructure
• Use the Site for any unlawful purpose
• Harvest or collect information about other users (not applicable since we have no user accounts, but included for completeness)

8. Availability and Modifications

We reserve the right to:

• Modify, update, or discontinue any calculator or feature at any time without notice
• Temporarily or permanently suspend access to the Site for maintenance, updates, or other reasons
• Change these Terms of Use at any time — continued use of the Site after changes constitutes acceptance

We aim to keep the Site available 24/7, but we do not guarantee uninterrupted access.

9. Limitation of Liability

To the fullest extent permitted by applicable law:

• The Site and its tools are provided "as is" and "as available" without warranties of any kind, whether express or implied.
• We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
• In no event shall Calculover, its owners, operators, or contributors be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site.
• Our total liability for any claim related to the Site shall not exceed the amount you paid to use the Site (which is zero, since it is free).

10. Indemnification

You agree to indemnify and hold harmless Calculover, its owners, operators, and contributors from any claims, damages, losses, or expenses (including reasonable attorney's fees) arising from your use of the Site or violation of these Terms.

11. Third-Party Content

The Site may contain links to third-party websites or resources. We do not endorse and are not responsible for the content, accuracy, or practices of any third-party sites. Accessing third-party links is at your own risk.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States. Any disputes arising from these Terms or your use of the Site shall be resolved in the appropriate courts of jurisdiction.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

14. Contact Us

If you have questions about these Terms of Use, please contact us at:

[email protected]