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Texas Income Tax Calculator

Calculate your 2026 Texas state income tax. See your bracket breakdown, effective rate, and how Texas compares to neighboring states.

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Texas · 2026
State Taxable Income
Effective Rate
Marginal Rate
State Tax
Est. Take-Home
Monthly Take-Home
Weekly Take-Home
vs National Average Effective Rate (4.2%)

Effective Rate vs Neighboring States

Texas Tax Brackets (2026)

Federal vs Texas Tax Comparison

Estimate for your income and filing status. Federal uses 2026 brackets and standard deduction.

Item Federal Texas Total

About Texas state taxes (Tax year 2026)

Texas is one of nine states with no personal income tax. The state relies heavily on sales tax and property tax revenue instead. This makes Texas particularly attractive for high earners.

Groceries (unprepared food) are exempt. Prescription medicine and OTC drugs are exempt.

Texas saves residents thousands compared to high-tax states like California or New York. However, Texas has relatively high property tax rates (averaging ~1.60%) and sales tax to compensate.

Filing in Texas: returns for tax year 2026 are administered by the Texas Comptroller of Public Accounts and are generally filed in 2027 by the federal April deadline unless Texas declares a state-specific extension. Tax type on this return: None. Top marginal rate: 0%. State sales-tax rate: 6.25%. For the most current contact info, see the Federation of Tax Administrators directory.

Texas — Does Texas have a state income tax? No. Texas has no personal state income tax. It is one of nine U.S. states that do not levy an income tax on individuals.

Texas — What is the sales tax in Texas? Texas has a 6.25% state sales tax rate. With local taxes, the average combined rate is about 8.20%.

Texas — How does Texas fund its government without income tax? Texas relies primarily on sales tax, property tax, and oil and gas severance taxes. The state has relatively high property tax rates to compensate for the lack of income tax.

Reviewed methodology

How this page is reviewed

Risk tierHigh YMYL
AuthorCalculover Editorial Team Tax education
Editorial ownerCalculover Tax & Payroll Desk State-tax methodology owner
ReviewerCalculover Editorial Review Government-source and limitation review
Last reviewed2026-05-14
Last verified2026-05-14
Data effective date2026-01-01
JurisdictionTexas

Methodology

State-tax per-state pages apply the published 2026 bracket schedule, standard deduction, and filing-status rules for the listed jurisdiction. Federal AGI inputs are mapped to state taxable income before bracket math runs. Local taxes (NYC, Philadelphia, certain Ohio cities) are flagged but not embedded in the base estimate.

Assumptions

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Professional guidance: This page is for state-tax education only and is not tax, legal, financial, or investment advice. State tax decisions and multi-state filing should be reviewed with a CPA or enrolled agent licensed in the relevant states.

Texas Income Tax FAQs

Does Texas have a state income tax?

No. Texas is one of nine states with no individual income tax on wages or salaries. Residents pay only federal income tax.

Why does Texas have no income tax?

Texas relies on other revenue sources such as sales taxes, property taxes, and in some cases natural resource taxes to fund state government.

What taxes do Texas residents still pay?

Texas residents pay federal income tax, Social Security (6.2%), and Medicare (1.45%) taxes. Local property taxes and sales taxes also apply depending on jurisdiction.

Do I save money by living in Texas?

State income tax savings depend on your income level. High earners can save thousands annually by living in a no-income-tax state like Texas compared to high-tax states like California or New York.

How does Texas compare to other no-income-tax states?

Nine states have no individual income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Each state funds services differently, so total tax burden varies by residency.