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South Carolina Income Tax Calculator

Calculate your 2026 South Carolina state income tax. See your bracket breakdown, effective rate, and how South Carolina compares to neighboring states.

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South Carolina · 2026
State Taxable Income
Effective Rate
Marginal Rate
State Tax
Est. Take-Home
Monthly Take-Home
Weekly Take-Home
vs National Average Effective Rate (4.2%)

Effective Rate vs Neighboring States

South Carolina Tax Brackets (2026)

Federal vs South Carolina Tax Comparison

Estimate for your income and filing status. Federal uses 2026 brackets and standard deduction.

Item Federal South Carolina Total

About South Carolina state taxes (Tax year 2026)

South Carolina has a simplified progressive income tax with 3 effective brackets. The top rate of 6.3% applies to income over $17,330. South Carolina conforms to the federal standard deduction.

Groceries are taxed at a reduced rate of 0% (exempt). Prescription drugs are exempt. Some counties add local option taxes.

South Carolina's top rate of 6.3% is above the national average, but the generous zero bracket and conformity to federal deductions reduce the effective rate for most taxpayers.

Filing in South Carolina: returns for tax year 2026 are administered by the South Carolina Department of Revenue and are generally filed in 2027 by the federal April deadline unless South Carolina declares a state-specific extension. Tax type on this return: Progressive. Top marginal rate: 6.3%. State sales-tax rate: 6.0%. For the most current contact info, see the Federation of Tax Administrators directory.

South Carolina — What is South Carolina's income tax rate? South Carolina has a top rate of 6.3% on income over $17,330. The first $3,460 is not taxed, and income from $3,460 to $17,330 is taxed at 3%.

South Carolina — Does South Carolina tax groceries? Unprepared food is exempt from South Carolina's state sales tax. However, prepared meals are taxable.

South Carolina — How does South Carolina compare for retirees? South Carolina is very tax-friendly for retirees. Social Security is fully exempt, and there is a generous retirement income deduction of up to $10,000. Property tax benefits for seniors are also available.

Reviewed methodology

How this page is reviewed

Risk tierHigh YMYL
AuthorCalculover Editorial Team Tax education
Editorial ownerCalculover Tax & Payroll Desk State-tax methodology owner
ReviewerCalculover Editorial Review Government-source and limitation review
Last reviewed2026-05-14
Last verified2026-05-14
Data effective date2026-01-01
JurisdictionSouth Carolina

Methodology

State-tax per-state pages apply the published 2026 bracket schedule, standard deduction, and filing-status rules for the listed jurisdiction. Federal AGI inputs are mapped to state taxable income before bracket math runs. Local taxes (NYC, Philadelphia, certain Ohio cities) are flagged but not embedded in the base estimate.

Assumptions

Limitations

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Professional guidance: This page is for state-tax education only and is not tax, legal, financial, or investment advice. State tax decisions and multi-state filing should be reviewed with a CPA or enrolled agent licensed in the relevant states.

South Carolina Income Tax FAQs

How is South Carolina income tax calculated?

South Carolina uses a progressive income tax system — higher incomes are taxed at higher marginal rates. Your income is divided into brackets, and each portion is taxed at the corresponding rate. Use the Bracket Breakdown tab above for a detailed breakdown of your specific situation.

What is the South Carolina income tax rate for 2026?

South Carolina has multiple tax brackets for 2026. The rates vary depending on your income level and filing status. See the Bracket Breakdown tab above for the exact rates and thresholds that apply to your income.

What is the difference between marginal and effective South Carolina tax rate?

Your marginal rate is the rate on your last dollar of income. Your effective rate is the average rate across all your income — total tax divided by total income. The effective rate is almost always lower than the marginal rate due to the progressive bracket structure.

How can I reduce my South Carolina income taxes?

Common strategies include maximizing pre-tax retirement contributions (401k, traditional IRA), contributing to an HSA if eligible, claiming all deductions you qualify for, and timing income or deductions strategically. Consult a qualified tax professional for personalized advice.

Does South Carolina have a standard deduction?

Yes. South Carolina allows a standard deduction of $14,600 for single filers and $29,200 for married filing jointly in 2026.