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North Carolina Income Tax Calculator

Calculate your 2026 North Carolina state income tax. See your bracket breakdown, effective rate, and how North Carolina compares to neighboring states.

4.5% Flat Tax
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North Carolina · 2026
State Taxable Income
Effective Rate
Marginal Rate
State Tax
Est. Take-Home
Monthly Take-Home
Weekly Take-Home
vs National Average Effective Rate (4.2%)

Effective Rate vs Neighboring States

North Carolina Tax Brackets (2026)

Federal vs North Carolina Tax Comparison

Estimate for your income and filing status. Federal uses 2026 brackets and standard deduction.

Item Federal North Carolina Total

About North Carolina state taxes (Tax year 2026)

North Carolina has a flat income tax rate of 4.5% on all taxable income. The rate has been steadily declining from 5.25% and is scheduled to reach 3.99% by 2027 if revenue targets are met.

Groceries are exempt from sales tax. Prescription drugs are exempt.

North Carolina's 4.5% flat rate is near the national average and continues to decline, making the state increasingly competitive for tax purposes.

Filing in North Carolina: returns for tax year 2026 are administered by the North Carolina Department of Revenue and are generally filed in 2027 by the federal April deadline unless North Carolina declares a state-specific extension. Tax type on this return: Flat. Top marginal rate: 4.5%. State sales-tax rate: 4.75%. For the most current contact info, see the Federation of Tax Administrators directory.

North Carolina — What is North Carolina's income tax rate? North Carolina has a flat income tax rate of 4.5% on all taxable income. This rate is scheduled to decrease further to 3.99% by 2027.

North Carolina — Does North Carolina tax groceries? No, groceries (unprepared food) are exempt from North Carolina's 4.75% state sales tax.

North Carolina — Is North Carolina's tax rate decreasing? Yes, North Carolina has been steadily reducing its flat rate from 5.25%. It is scheduled to reach 3.99% by 2027, contingent on state revenue meeting certain thresholds.

Reviewed methodology

How this page is reviewed

Risk tierHigh YMYL
AuthorCalculover Editorial Team Tax education
Editorial ownerCalculover Tax & Payroll Desk State-tax methodology owner
ReviewerCalculover Editorial Review Government-source and limitation review
Last reviewed2026-05-14
Last verified2026-05-14
Data effective date2026-01-01
JurisdictionNorth Carolina

Methodology

State-tax per-state pages apply the published 2026 bracket schedule, standard deduction, and filing-status rules for the listed jurisdiction. Federal AGI inputs are mapped to state taxable income before bracket math runs. Local taxes (NYC, Philadelphia, certain Ohio cities) are flagged but not embedded in the base estimate.

Assumptions

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Professional guidance: This page is for state-tax education only and is not tax, legal, financial, or investment advice. State tax decisions and multi-state filing should be reviewed with a CPA or enrolled agent licensed in the relevant states.

North Carolina Income Tax FAQs

What is the North Carolina income tax rate?

North Carolina taxes all taxable income at a flat rate of 4.50%. This applies equally to all income levels regardless of how much you earn.

How is North Carolina income tax calculated?

Multiply your taxable income by 4.50%. For example, a taxpayer with $75,000 in taxable income would owe $3,375 in North Carolina income tax.

Does North Carolina have a standard deduction?

North Carolina generally does not have a state-level standard deduction. Your taxable income is your gross income minus pre-tax deductions like 401(k) contributions.

How can I reduce my North Carolina income taxes?

Common strategies include maximizing pre-tax retirement contributions (401k, IRA), contributing to an HSA, and taking advantage of any available state tax credits.

How does North Carolina's 4.50% flat tax compare to neighboring states?

North Carolina's flat rate of 4.50% can be compared to neighboring states using the chart on this page. States with no income tax offer the lowest burden, while progressive states may be higher or lower depending on your income level.