New York Income Tax Calculator
Calculate your 2026 New York state income tax. See your bracket breakdown, effective rate, and how New York compares to neighboring states.
Your Tax Inputs
Effective Rate vs Neighboring States
New York Tax Brackets (2026)
Federal vs New York Tax Comparison
Estimate for your income and filing status. Federal uses 2026 brackets and standard deduction.
| Item | Federal | New York | Total |
|---|
About New York state taxes (Tax year 2026)
New York has a progressive income tax with 9 brackets ranging from 4% to 10.9%. New York City residents also pay an additional city income tax of 3.078% to 3.876%, pushing combined rates above 14%.
Groceries are exempt. Clothing and footwear under $110 are exempt. Prescription drugs are exempt.
New York's top rate of 10.9% is the fourth-highest in the nation. NYC residents face among the highest combined income tax burdens of any city in the country.
Filing in New York: returns for tax year 2026 are administered by the New York State Department of Taxation and Finance and are generally filed in 2027 by the federal April deadline unless New York declares a state-specific extension. Tax type on this return: Progressive. Top marginal rate: 10.9%. State sales-tax rate: 4.0%. For the most current contact info, see the Federation of Tax Administrators directory.
New York — What is New York's income tax rate? New York state has 9 income tax brackets with rates from 4% to 10.9%. New York City adds an additional 3.078% to 3.876% for city residents.
New York — Does New York tax clothing? Clothing and footwear items under $110 are exempt from New York's sales tax statewide. Items over $110 are taxable.
New York — Do NYC residents pay extra taxes? Yes, New York City residents pay city income tax (3.078% to 3.876%) on top of state taxes, plus the Metropolitan Commuter Transportation Mobility Tax. This can push total rates above 14%.
How this page is reviewed
| Risk tier | High YMYL |
|---|---|
| Author | Calculover Editorial Team Tax education |
| Editorial owner | Calculover Tax & Payroll Desk State-tax methodology owner |
| Reviewer | Calculover Editorial Review Government-source and limitation review |
| Last reviewed | 2026-05-14 |
| Last verified | 2026-05-14 |
| Data effective date | 2026-01-01 |
| Jurisdiction | New York |
Methodology
State-tax per-state pages apply the published 2026 bracket schedule, standard deduction, and filing-status rules for the listed jurisdiction. Federal AGI inputs are mapped to state taxable income before bracket math runs. Local taxes (NYC, Philadelphia, certain Ohio cities) are flagged but not embedded in the base estimate.
Assumptions
- The user enters federal AGI, filing status, and state-specific adjustments as provided.
- Brackets, standard deductions, and credits reflect the 2026 statutory values published by the state Department of Revenue and the Tax Foundation.
- Local income taxes and reciprocity-agreement situations are noted but not auto-applied.
Limitations
- These pages do not predict mid-year legislative changes, rate adjustments, or new local tax assessments.
- Multi-state filers, convenience-of-employer rules, and special-circumstance credits require additional tax-professional analysis.
Sources
- State Tax Rates, Federation of Tax Administrators
- State Individual Income Tax Rates and Brackets, Tax Foundation
- State Government Resources, Internal Revenue Service
Professional guidance: This page is for state-tax education only and is not tax, legal, financial, or investment advice. State tax decisions and multi-state filing should be reviewed with a CPA or enrolled agent licensed in the relevant states.