New Jersey Income Tax Calculator
Calculate your 2026 New Jersey state income tax. See your bracket breakdown, effective rate, and how New Jersey compares to neighboring states.
Your Tax Inputs
Effective Rate vs Neighboring States
New Jersey Tax Brackets (2026)
Federal vs New Jersey Tax Comparison
Estimate for your income and filing status. Federal uses 2026 brackets and standard deduction.
| Item | Federal | New Jersey | Total |
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About New Jersey state taxes (Tax year 2026)
New Jersey has a progressive income tax with 7 brackets ranging from 1.4% to 10.75%. The top rate applies to income over $1 million. New Jersey does not offer a standard deduction but provides personal exemptions.
Groceries are exempt. Clothing is fully exempt from sales tax. Prescription drugs are exempt.
New Jersey's top rate of 10.75% is the third-highest in the nation. However, its exemption of both groceries and clothing from sales tax helps moderate the overall burden.
Filing in New Jersey: returns for tax year 2026 are administered by the New Jersey Division of Taxation and are generally filed in 2027 by the federal April deadline unless New Jersey declares a state-specific extension. Tax type on this return: Progressive. Top marginal rate: 10.75%. State sales-tax rate: 6.625%. For the most current contact info, see the Federation of Tax Administrators directory.
New Jersey — What is New Jersey's income tax rate? New Jersey has 7 income tax brackets with rates from 1.4% to 10.75%. The top rate applies to income over $1 million for all filing statuses.
New Jersey — Does New Jersey tax clothing? No, clothing is fully exempt from New Jersey's 6.625% sales tax. Groceries are also exempt.
New Jersey — Does New Jersey have a standard deduction? No, New Jersey does not offer a standard deduction. Instead, it provides personal exemptions of $1,000 per filer and dependent.
How this page is reviewed
| Risk tier | High YMYL |
|---|---|
| Author | Calculover Editorial Team Tax education |
| Editorial owner | Calculover Tax & Payroll Desk State-tax methodology owner |
| Reviewer | Calculover Editorial Review Government-source and limitation review |
| Last reviewed | 2026-05-14 |
| Last verified | 2026-05-14 |
| Data effective date | 2026-01-01 |
| Jurisdiction | New Jersey |
Methodology
State-tax per-state pages apply the published 2026 bracket schedule, standard deduction, and filing-status rules for the listed jurisdiction. Federal AGI inputs are mapped to state taxable income before bracket math runs. Local taxes (NYC, Philadelphia, certain Ohio cities) are flagged but not embedded in the base estimate.
Assumptions
- The user enters federal AGI, filing status, and state-specific adjustments as provided.
- Brackets, standard deductions, and credits reflect the 2026 statutory values published by the state Department of Revenue and the Tax Foundation.
- Local income taxes and reciprocity-agreement situations are noted but not auto-applied.
Limitations
- These pages do not predict mid-year legislative changes, rate adjustments, or new local tax assessments.
- Multi-state filers, convenience-of-employer rules, and special-circumstance credits require additional tax-professional analysis.
Sources
- State Tax Rates, Federation of Tax Administrators
- State Individual Income Tax Rates and Brackets, Tax Foundation
- State Government Resources, Internal Revenue Service
Professional guidance: This page is for state-tax education only and is not tax, legal, financial, or investment advice. State tax decisions and multi-state filing should be reviewed with a CPA or enrolled agent licensed in the relevant states.