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Mississippi Income Tax Calculator

Calculate your 2026 Mississippi state income tax. See your bracket breakdown, effective rate, and how Mississippi compares to neighboring states.

4.7% Flat Tax
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Mississippi · 2026
State Taxable Income
Effective Rate
Marginal Rate
State Tax
Est. Take-Home
Monthly Take-Home
Weekly Take-Home
vs National Average Effective Rate (4.2%)

Effective Rate vs Neighboring States

Mississippi Tax Brackets (2026)

Federal vs Mississippi Tax Comparison

Estimate for your income and filing status. Federal uses 2026 brackets and standard deduction.

Item Federal Mississippi Total

About Mississippi state taxes (Tax year 2026)

Mississippi has a flat tax rate of 4.7% on taxable income over $10,000, with the first $10,000 exempt. The rate was reduced from 5% as part of a multi-year phase-down that aims to eventually eliminate the income tax.

Groceries are taxed at the full 7% state rate. Prescription drugs are exempt.

Mississippi's effective income tax rate is moderate, but its 7% sales tax on groceries and most goods places a heavier burden on lower-income households.

Filing in Mississippi: returns for tax year 2026 are administered by the Mississippi Department of Revenue and are generally filed in 2027 by the federal April deadline unless Mississippi declares a state-specific extension. Tax type on this return: Flat. Top marginal rate: 4.7%. State sales-tax rate: 7.0%. For the most current contact info, see the Federation of Tax Administrators directory.

Mississippi — What is Mississippi's income tax rate? Mississippi has a flat rate of 4.7% on income over $10,000. The first $10,000 of taxable income is exempt. The rate is being phased down and may eventually be eliminated.

Mississippi — Does Mississippi tax groceries? Yes, Mississippi taxes groceries at the full 7% state sales tax rate, making it one of the few states that fully taxes food purchases.

Mississippi — Is Mississippi eliminating its income tax? Mississippi is gradually reducing its income tax rate. The current 4.7% rate is part of a phase-down plan, with the goal of eventually eliminating the state income tax entirely.

Reviewed methodology

How this page is reviewed

Risk tierHigh YMYL
AuthorCalculover Editorial Team Tax education
Editorial ownerCalculover Tax & Payroll Desk State-tax methodology owner
ReviewerCalculover Editorial Review Government-source and limitation review
Last reviewed2026-05-14
Last verified2026-05-14
Data effective date2026-01-01
JurisdictionMississippi

Methodology

State-tax per-state pages apply the published 2026 bracket schedule, standard deduction, and filing-status rules for the listed jurisdiction. Federal AGI inputs are mapped to state taxable income before bracket math runs. Local taxes (NYC, Philadelphia, certain Ohio cities) are flagged but not embedded in the base estimate.

Assumptions

Limitations

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Professional guidance: This page is for state-tax education only and is not tax, legal, financial, or investment advice. State tax decisions and multi-state filing should be reviewed with a CPA or enrolled agent licensed in the relevant states.

Mississippi Income Tax FAQs

What is the Mississippi income tax rate?

Mississippi taxes all taxable income at a flat rate of 4.70%. This applies equally to all income levels regardless of how much you earn.

How is Mississippi income tax calculated?

Multiply your taxable income by 4.70%. For example, a taxpayer with $75,000 in taxable income would owe $3,525 in Mississippi income tax.

Does Mississippi have a standard deduction?

Mississippi generally does not have a state-level standard deduction, though some exemptions or credits may apply. Your taxable income is your gross income minus pre-tax deductions like 401(k) contributions.

How can I reduce my Mississippi income taxes?

Common strategies include maximizing pre-tax retirement contributions (401k, IRA), contributing to an HSA, and taking advantage of any available state tax credits.

How does Mississippi's 4.70% flat tax compare to neighboring states?

Mississippi's flat rate of 4.70% can be compared to neighboring states using the chart on this page. States with no income tax offer the lowest burden, while progressive states may be higher or lower depending on your income level.