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Maryland Income Tax Calculator

Calculate your 2026 Maryland state income tax. See your bracket breakdown, effective rate, and how Maryland compares to neighboring states.

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Maryland · 2026
State Taxable Income
Effective Rate
Marginal Rate
State Tax
Est. Take-Home
Monthly Take-Home
Weekly Take-Home
vs National Average Effective Rate (4.2%)

Effective Rate vs Neighboring States

Maryland Tax Brackets (2026)

Federal vs Maryland Tax Comparison

Estimate for your income and filing status. Federal uses 2026 brackets and standard deduction.

Item Federal Maryland Total

About Maryland state taxes (Tax year 2026)

Maryland has a progressive income tax with 8 brackets ranging from 2% to 5.75%. Additionally, all Maryland counties and Baltimore City levy local income taxes ranging from 2.25% to 3.2%, significantly increasing the effective rate.

Groceries are exempt from sales tax. Prescription drugs are exempt.

Maryland's state top rate of 5.75% is above average, but the mandatory county taxes (2.25%-3.2%) push effective rates to 8%-9%, making it one of the highest-tax states.

Filing in Maryland: returns for tax year 2026 are administered by the Comptroller of Maryland and are generally filed in 2027 by the federal April deadline unless Maryland declares a state-specific extension. Tax type on this return: Progressive. Top marginal rate: 5.75%. State sales-tax rate: 6.0%. For the most current contact info, see the Federation of Tax Administrators directory.

Maryland — What is Maryland's income tax rate? Maryland's state income tax ranges from 2% to 5.75%. But all residents also pay county or Baltimore City income tax (2.25% to 3.2%), making the combined top rate as high as 8.95%.

Maryland — Does Maryland tax groceries? No, groceries (unprepared food) are exempt from Maryland's 6% sales tax.

Maryland — What are Maryland's county income taxes? Every county in Maryland and Baltimore City levies a local income tax ranging from 2.25% (Worcester County) to 3.2% (several counties including Howard and Montgomery). These are in addition to the state tax.

Reviewed methodology

How this page is reviewed

Risk tierHigh YMYL
AuthorCalculover Editorial Team Tax education
Editorial ownerCalculover Tax & Payroll Desk State-tax methodology owner
ReviewerCalculover Editorial Review Government-source and limitation review
Last reviewed2026-05-14
Last verified2026-05-14
Data effective date2026-01-01
JurisdictionMaryland

Methodology

State-tax per-state pages apply the published 2026 bracket schedule, standard deduction, and filing-status rules for the listed jurisdiction. Federal AGI inputs are mapped to state taxable income before bracket math runs. Local taxes (NYC, Philadelphia, certain Ohio cities) are flagged but not embedded in the base estimate.

Assumptions

Limitations

Sources

Professional guidance: This page is for state-tax education only and is not tax, legal, financial, or investment advice. State tax decisions and multi-state filing should be reviewed with a CPA or enrolled agent licensed in the relevant states.

Maryland Income Tax FAQs

How is Maryland income tax calculated?

Maryland uses a progressive income tax system — higher incomes are taxed at higher marginal rates. Your income is divided into brackets, and each portion is taxed at the corresponding rate. Use the Bracket Breakdown tab above for a detailed breakdown of your specific situation.

What is the Maryland income tax rate for 2026?

Maryland has multiple tax brackets for 2026. The rates vary depending on your income level and filing status. See the Bracket Breakdown tab above for the exact rates and thresholds that apply to your income.

What is the difference between marginal and effective Maryland tax rate?

Your marginal rate is the rate on your last dollar of income. Your effective rate is the average rate across all your income — total tax divided by total income. The effective rate is almost always lower than the marginal rate due to the progressive bracket structure.

How can I reduce my Maryland income taxes?

Common strategies include maximizing pre-tax retirement contributions (401k, traditional IRA), contributing to an HSA if eligible, claiming all deductions you qualify for, and timing income or deductions strategically. Consult a qualified tax professional for personalized advice.

Does Maryland have a standard deduction?

Yes. Maryland allows a standard deduction of $2,550 for single filers and $5,100 for married filing jointly in 2026.