Cash & Revenue
$
Total cash and cash equivalents available
$
Current monthly recurring or project revenue
Used in 12-month cash flow projections
Monthly Expenses by Category
Category Monthly ($)
Burn Analysis
Net Burn Rate
$0/mo
Runway: — months
Gross Burn
$0
Total monthly expenses
Net Burn
$0
Burn minus revenue
Gross Burn
$0
Net Burn
$0
Runway
— mo
Default Date
Break-Even MRR
$0
Rev / Burn Ratio
0%
Burn Multiple
N/A
Gross Burn = $0 / mo Net Burn = Gross − Revenue = $0 / mo Runway = Cash ÷ Net Burn
Expense Breakdown
Chart: expense breakdown by category.
🚨 Critical: Less than 6 months of runway. Start fundraising or cutting costs immediately.
⚠️ 6–12 months of runway. Start fundraising now — it takes 3–6 months to close a round. Don't wait.
👥 Payroll dominates burn (>70%). Manage headcount carefully — it's your biggest lever for extending runway.
🔥 Net burn exceeds $100K/month. Track unit economics weekly. Consider a cost audit across all departments.
💡 Revenue covers 80%+ of burn. You're near break-even — one or two new contracts could make you cash-flow positive.
Lean operation with strong cash position. This is a solid foundation for sustainable, efficient growth.
Scenario Comparison
Sensitivity Matrix — Runway (Months)

Cash balance vs net burn combinations

Expense Reduction Impact

Effect of cutting each category by 20% on runway

Category Current After 20% Cut Monthly Savings Runway Gain
Expense Breakdown
Stage Benchmarks — Expense Ratios
Category Seed Series A Series B Your %
Headcount Cost Calculator
$
Monthly Payroll Cost (incl. 25% benefits/taxes)
$0

Note: Actual costs vary by location, benefits, equity, and payroll taxes. 25% overhead is a common US estimate.

12-Month Cash Flow Projection
Chart: 12-month cash flow projection.
Month Revenue Gross Burn Net Burn Cash Remaining
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How to Use This Calculator

1

Enter Cash Position

Input your current cash balance and any expected incoming revenue or funding.

2

Enter Monthly Expenses

Break down monthly operating costs: payroll, rent, software, marketing, and other expenses.

3

Calculate Runway

See your gross burn rate, net burn rate, and how many months of runway remain before cash runs out.

Formula & Methodology

Gross Burn Rate
Gross Burn = Total Monthly Operating Expenses
All cash going out each month, before any revenue offsets.
Net Burn Rate
Net Burn = Monthly Expenses − Monthly Revenue
The actual cash decrease each month after revenue is collected.
Runway
Runway (months) = Cash Balance / Net Burn Rate
How many months until the company runs out of cash at the current burn rate.
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Key Terms Explained

Gross Burn Total monthly cash expenditures, ignoring revenue — represents total operational cost.
Net Burn Monthly cash decrease after subtracting revenue — the true rate of cash depletion.
Runway The number of months a company can operate before exhausting its cash reserves.
Default Alive Paul Graham's term: a startup that will become profitable before running out of money at current growth rate.
Zero Cash Date The projected date when cash balance reaches zero, assuming no changes in burn or revenue.
Burn Multiple Net Burn ÷ Net New ARR. Popularized by David Sacks: under 1x is exceptional, 1–2x is acceptable, above 2x is concerning.
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Real-World Examples

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Pre-Revenue Startup

Cash: $1,200,000, Monthly Expenses: $85,000, Revenue: $0

Result
Gross burn: $85,000. Net burn: $85,000. Runway: 14.1 months.
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Managing Your Startup's Burn Rate

The 18-Month Rule

Most VCs recommend maintaining at least 18 months of runway at all times. Fundraising takes 3-6 months, so starting the process at 12 months of runway means closing with only 6-9 months left — a dangerously weak negotiating position. If your runway drops below 12 months, treat it as an emergency: cut non-essential spending and accelerate revenue efforts.

Burn Rate Red Flags

Watch for these warning signs: burn increasing faster than revenue, burn exceeding plan by more than 15%, runway below 12 months without a clear path to profitability or fundraising, and net burn remaining flat while gross burn increases (meaning revenue is growing but so are costs at the same rate).

Frequently Asked Questions

What burn rate is normal for a startup?

Burn rate is not absolute — it should be evaluated relative to your funding, stage, and revenue trajectory. Pre-seed ($500k–$2M raised): $30–80k/month gross burn is typical. Seed ($1–3M raised): $60–150k/month. Series A ($5–15M raised): $150–400k/month. Series B ($15–50M raised): $400k–$1.5M/month. Net burn benchmarks: Series A companies should target net burn below $200k/month or burn multiple under 1.5x.

What is the difference between gross and net burn?

Gross burn is your total monthly cash outflow — all expenses paid regardless of revenue. Net burn is gross burn minus cash revenue received — the actual monthly reduction in your bank balance. For pre-revenue companies, gross and net burn are identical. Investors always ask for both because they reveal different information: gross burn shows cost structure, net burn shows cash depletion rate.

What is burn multiple and how is it calculated?

Burn multiple = net burn ÷ net new ARR. If you burned $150k net and added $50k of new ARR in a month, burn multiple = 3.0x. David Sacks of Craft Ventures established the benchmarks: under 1x is exceptional, 1–1.5x is good, 1.5–2x is acceptable early-stage, above 2x is concerning, above 3x is problematic. Burn multiple should decrease as you scale if your go-to-market is improving.

How do you reduce burn rate?

Prioritized by impact and reversibility — Immediate, low regret: cancel unused SaaS subscriptions, renegotiate vendor contracts, optimize cloud spend (often 20–40% savings), pause paid channels with payback over 12 months. Medium-term: slow hiring, convert contractors to part-time, reduce office space. High regret (avoid if possible): lay off customer success (increases churn), cut engineering below maintenance level (creates tech debt), eliminate marketing during a growth phase.

Burn Rate by Startup Stage

StageTypical Monthly BurnRevenue OffsetTarget Runway
Pre-Seed$15,000-$40,000$012-18 months
Seed$50,000-$150,000$0-$20,00018-24 months
Series A$150,000-$500,000$50,000-$200,00018-24 months
Series B$500,000-$1,500,000$200,000-$800,00018-24 months
Series C+$1,000,000-$5,000,000$500,000-$3,000,00024+ months