Subscription Audit Calculator

Track every recurring charge, find what to cut, and see how much you could save and invest.

📌 YOUR SUBSCRIPTIONS

Quick Add Presets

📊 SUBSCRIPTION SUMMARY
Subscriptions 0
Monthly Total $0.00
Annual Total $0.00
Daily Cost $0.00

Cost by Category

Essential $0.00
Nice-to-Have $0.00
Can Cancel $0.00
🍩 COST DISTRIBUTION
📋 SUBSCRIPTIONS RANKED BY COST
Name Monthly Annual Category
💡 POTENTIAL SAVINGS
$0.00
per month if you cancel "Can Cancel" items
$0.00
per year in recovered spending
🚀 CANCEL & INVEST

If you cancel your "Can Cancel" subscriptions and invest the savings at 8% annual return:

Monthly Savings $0.00
Annual Savings $0.00
Time Horizon Total Invested Growth (8%) Final Value
📈 INVESTMENT GROWTH
🧠 INSIGHT

Add some subscriptions and mark items as "Can Cancel" to see your savings projection.

How to Audit Your Subscriptions

1

List Everything

Add every recurring charge: streaming, software, gym, cloud storage, meal kits, news — use presets or enter custom ones.

2

Categorize

Mark each as Essential (must keep), Nice-to-Have (would miss), or Can Cancel (won't notice).

3

Analyze

Review the Analysis tab to see your spending by category and identify the costliest subscriptions.

4

Save & Invest

Check the Savings Plan tab to see how cancelling low-value subscriptions compounds into real wealth over time.

Frequently Asked Questions

How much does the average person spend on subscriptions?

Studies show the average American spends $200-$300 per month on subscriptions, though many underestimate their spending by 2-3x. A subscription audit often reveals forgotten trials, price increases, and duplicate services that add up significantly.

What subscriptions should I cancel first?

Start with subscriptions you haven't used in the past 30 days, duplicates (multiple streaming services), and anything categorized as "Can Cancel." Focus on high-cost items for maximum impact. Also look for annual plans you forgot about that auto-renewed.

How often should I audit my subscriptions?

Perform a full subscription audit every 3-6 months. Prices change, free trials convert to paid plans, and your usage patterns shift over time. Set a calendar reminder to revisit this calculator quarterly.

What if I invest the money I save from cancelled subscriptions?

Even small monthly savings compound significantly over time. Saving $50/month invested at an average 8% annual return grows to about $7,400 in 10 years and over $35,000 in 20 years. The Savings Plan tab shows your personalized projections.

Should I cancel all non-essential subscriptions?

Not necessarily. The goal is intentional spending, not deprivation. Keep subscriptions you actively use and genuinely enjoy. Cancel those you forgot about, rarely use, or that don't provide value proportional to their cost. "Nice-to-Have" items deserve thoughtful evaluation, not automatic cancellation.

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