Gift Budget Calculator

Plan holiday and birthday gifts — set per-person budgets, track spending, and stay on target.

Budget & Occasion

$

Click "+ Add Person" to start building your gift list.

Budget Breakdown

Total Budget $0
Allocated $0
Remaining $0
0% used On Budget

Track Your Purchases

Mark each gift as bought or planned, and add notes per person.

Add recipients in the Gift Planner tab first.

Tracker Summary

Planned Total $0
Bought $0
Still to Buy $0
Purchase Progress
0% bought 0 of 0 gifts

Gift Ideas by Relationship & Budget

Filter by relationship type or budget range to find the perfect gift.

How to Use the Gift Budget Calculator

1

Set Your Total Budget

Enter the total amount you want to spend across all gifts this season.

2

Choose an Occasion

Select the occasion — Christmas, Birthday, Wedding, etc. — to load suggested per-relationship budgets.

3

Add Recipients

Add each person, select their relationship, and the calculator auto-suggests a budget. Adjust as needed.

4

Track & Stay On Target

Switch to the Budget Tracker tab to mark gifts as bought and monitor your remaining spend.

Frequently Asked Questions

How much should I spend on Christmas gifts?

A common guideline is $50–$100 for immediate family, $25–$50 for extended family, and $15–$30 for friends and coworkers. Adjust based on your total budget and number of recipients. The average American spends around $900–$1,000 on holiday gifts total.

How do I set a holiday gift budget?

Start with your total budget (a number you're comfortable spending), then list all recipients. Assign amounts by relationship tier — close family first, then friends and coworkers. The Gift Planner auto-suggests amounts based on relationship type, which you can override freely.

How much is too much to spend on birthday gifts?

For a close friend, $30–$60 is typical. For a child's party, $15–$25 is the standard. For a spouse or partner, $50–$150 is common. The right amount depends on your relationship and financial comfort — never go into debt for a gift.

Should I tell people my gift budget?

For group gifts or Secret Santa exchanges, sharing a spending limit ($20–$50) keeps things fair and reduces anxiety for everyone. For personal gifts, it's generally not necessary — but agreeing on a mutual cap with siblings or close friends can take the pressure off both sides.

Related Calculators

🍽️ Tip Calculator Split restaurant bills fairly 🛒 Grocery Cost Per Serving Budget meals and recipe costs ✈️ Travel Budget Calculator Plan full trip costs