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.2s}.rel-card2:hover{border-color:var(--accent);color:var(--text-main)}.calc-page-footer{background:var(--card);border-top:1px solid var(--border);margin-top:1.5rem}.calc-page-footer .footer-grid{grid-template-columns:2fr repeat(3,1fr);gap:1.5rem;max-width:1600px;margin:0 auto;padding:1.5rem 1.5rem 1rem;display:grid}@media (width<=900px){.calc-page-footer .footer-grid{grid-template-columns:1fr 1fr;gap:1rem}}@media (width<=500px){.calc-page-footer .footer-grid{grid-template-columns:minmax(0,1fr);overflow:hidden}}.calc-page-footer .footer-logo-row{align-items:center;gap:.5rem;margin-bottom:.35rem;display:flex}.calc-page-footer .footer-logo{filter:none;width:22px;height:22px}.calc-page-footer .footer-brand-name{color:var(--cyan);letter-spacing:0;font-family:inherit;font-size:.9rem;font-weight:800}.calc-page-footer .footer-tagline{color:var(--text-muted);font-size:.78rem}.calc-page-footer .footer-col-title{text-transform:uppercase;letter-spacing:.06em;color:var(--text-dim);margin:0 0 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(width<=640px){.scenario-cards-3,.ladder-grid,.tvw-grid,.form-row-2,.dime-grid{grid-template-columns:minmax(0,1fr);overflow:hidden}.stat-grid{grid-template-columns:repeat(2,1fr)}.methods-grid{grid-template-columns:minmax(0,1fr);overflow:hidden}.funded-gauge-row{flex-direction:column}.adequacy-gauge-wrap{width:100%}}[data-theme=light]{--bg-dark:#e8edf5;--card:#fff;--input-bg:#f0f4f9;--text-main:#0f172a;--text-dim:#334155;--text-muted:#64748b;--border:#0000001a;--accent:#0284c7;--green:#15803d;--red:#dc2626;--gold:#92400e;--cyan:#0e7490;--purple:#7c3aed}[data-theme=light] body{color:#0f172a;background:#e8edf5}[data-theme=light] .disclaimer-banner{color:#0e7490;background:#0e74900f;border-color:#0e749033}[data-theme=light] .calc-breadcrumb,[data-theme=light] .calc-breadcrumb a{color:#64748b}[data-theme=light] .calc-breadcrumb a:hover{color:#0f172a}[data-theme=light] .card{background:#fff;border-color:#0000001a;box-shadow:0 2px 12px #00000012}[data-theme=light] 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.gauge-out{color:#64748b}[data-theme=light] .stat-cell{background:#edf2f9;border-color:#00000014}[data-theme=light] .stat-val{color:#0f172a}[data-theme=light] .stat-lbl{color:#64748b}[data-theme=light] .formula-pill{color:#0e7490;background:#0e749014;border-color:#0e749033}[data-theme=light] .inner-tab-btn{color:#475569;background:#edf2f9;border-color:#0000001a}[data-theme=light] .inner-tab-btn:hover{color:#0284c7;border-color:#0284c7}[data-theme=light] .inner-tab-btn.active{color:#0284c7;background:#0284c714;border-color:#0284c7}[data-theme=light] .alert-warn{color:#92400e;background:#fffbeb;border-color:#b453094d}[data-theme=light] .alert-info{color:#0e7490;background:#eff9fb;border-color:#0e74904d}[data-theme=light] .alert-good{color:#15803d;background:#f0fdf4;border-color:#15803d4d}[data-theme=light] .alert-danger{color:#b91c1c;background:#fff1f2;border-color:#dc26264d}[data-theme=light] .btn-action{color:#334155;background:#edf2f9;border-color:#0000001a}[data-theme=light] 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.lcb-val{color:#0f172a}[data-theme=light] .lcb-vs{color:#94a3b8}[data-theme=light] .tvw-card{background:#edf2f9;border-color:#00000014}[data-theme=light] .tvw-type{color:#475569}[data-theme=light] .tvw-monthly{color:#0f172a}[data-theme=light] .tvw-note{color:#64748b}[data-theme=light] .tvw-term{border-top-color:#0e7490}[data-theme=light] .tvw-whole{border-top-color:#7c3aed}[data-theme=light] .tvw-invest{border-top-color:#15803d}[data-theme=light] .ms-item{background:#edf2f9;border-color:#00000014}[data-theme=light] .ms-event{color:#0f172a}[data-theme=light] .ms-why{color:#64748b}[data-theme=light] .faq-item{background:#fff;border-color:#0000001a}[data-theme=light] .faq-item summary{color:#0f172a}[data-theme=light] .faq-item p{color:#334155}[data-theme=light] .faq-q{color:#0f172a}[data-theme=light] .faq-a{color:#334155}[data-theme=light] .fin-chart-wrap{background:#fff;border-color:#0000001a;box-shadow:0 1px 4px #0000000f}[data-theme=light] .fin-chart-wrap p.chart-label{color:#64748b}[data-theme=light] .fin-interp{color:#334155;background:#0e749012;border-left-color:#0e7490}[data-theme=light] .nav-dropdown-trigger{color:#334155}[data-theme=light] .nav-dropdown-trigger:hover{color:#0f172a;background:#0000000a}[data-theme=light] .nav-dropdown-menu{background:#fff;border-color:#0000001f;box-shadow:0 8px 24px #0000001f}[data-theme=light] .nav-dropdown-menu a{color:#475569}[data-theme=light] .nav-dropdown-menu a:hover{color:#0f172a;background:#0000000a}[data-theme=light] .how-card{background:#fff;border-color:#0000001a;box-shadow:0 1px 4px #0000000f}[data-theme=light] .how-desc{color:#475569}[data-theme=light] .fp2{background:#00000008;border-color:#00000014}[data-theme=light] .fp2-label{color:#0e7490;background:#0e74901a}[data-theme=light] .fp2-eq{color:#475569}[data-theme=light] .g-item2{color:#475569;background:#fff;border-color:#0000001a}[data-theme=light] .g-item2 strong{color:#0f172a}[data-theme=light] 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