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1px 4px #0000000f}[data-theme=light] .scenario-card:hover{background:#fff;border-color:#00000038}[data-theme=light] .check-item{color:#0f172a;background:#f8fafd;border-color:#0000001f}[data-theme=light] .check-item.done{background:#15803d12;border-color:#86efac}[data-theme=light] .ci-checkbox{background:#fff;border-color:#0003}[data-theme=light] .cp-bar-wrap{background:#0000001f}[data-theme=light] .how-card{background:#fff;border-color:#0000001f;box-shadow:0 1px 6px #00000012}[data-theme=light] .faq-item-enhanced{background:#fff;border-color:#0000001f;box-shadow:0 1px 4px #0000000d}[data-theme=light] .fp2{background:#f0f4f9;border-color:#0000001f}[data-theme=light] .act-btn2{color:#334155;background:#f0f4f9;border-color:#00000026}[data-theme=light] .act-btn2:hover{border-color:var(--accent);color:var(--accent);background:#fff}[data-theme=light] .rel-card2{color:#334155;background:#f0f4f9;border-color:#00000026}[data-theme=light] .rel-card2:hover{color:var(--accent);border-color:var(--accent);background:#fff}[data-theme=light] .related-card{color:#334155;background:#f0f4f9;border-color:#00000026}[data-theme=light] .stat-val{color:#0f172a}[data-theme=light] .stat-lbl{color:#64748b}[data-theme=light] .how-num{color:#fff}[data-theme=light] .sc-type{color:#0f172a}[data-theme=light] .sc-label{color:#475569}[data-theme=light] .strategy-title{color:#0f172a}[data-theme=light] .hero-sub,[data-theme=light] .section-label{color:#475569}[data-theme=light] .hero-result{background:#f5f3ff;border-color:#7c3aed40}[data-theme=light] .data-table td{color:#334155;border-bottom-color:#00000012}[data-theme=light] .data-table tr:hover td{background:#f0f4f9}[data-theme=light] .alert-info{color:#0e7490;background:#eff9fb;border-color:#0e74904d}[data-theme=light] .alert-good{color:#15803d;background:#f0fdf4;border-color:#15803d4d}[data-theme=light] .alert-warn{color:#0e7490;background:#fffbeb;border-color:#0e74904d}[data-theme=light] .alert-danger{color:#dc2626;background:#fff1f2;border-color:#dc26264d}[data-theme=light] .formula-pill{color:#7c3aed;background:#7c3aed12;border-color:#7c3aed33}[data-theme=light] .input-card{border-left-color:#0e7490}[data-theme=light] .result-card{border-left-color:#7c3aed}[data-theme=light] .matrix-vlow{color:#15803d;background:#15803d26}[data-theme=light] .matrix-low{color:#166534;background:#15803d17}[data-theme=light] .matrix-med{color:#0e7490;background:#0e749021}[data-theme=light] .matrix-high{color:#c2410c;background:#c2410c21}[data-theme=light] .matrix-vhigh{color:#dc2626;background:#dc262621}[data-theme=light] .matrix-table th{color:#475569;background:#edf2f9;border-color:#0000001f}[data-theme=light] .matrix-table td{border-color:#00000014}[data-theme=light] .tab-btn{color:#475569;background:#f0f4f9;border-color:#0000001f}[data-theme=light] .tab-btn:hover{color:#0f172a;border-color:var(--accent);background:#fff}[data-theme=light] .tab-btn.active{background:var(--accent);border-color:var(--accent);color:#fff}[data-theme=light] .chip-btn:hover{border-color:var(--accent);color:var(--accent);background:#fff}[data-theme=light] .chip-btn.active{border-color:var(--accent);color:var(--accent);background:#7c3aed14;font-weight:600}[data-theme=light] .btn-calculate{background:var(--accent);color:#fff}[data-theme=light] .ci-p1{color:#dc2626;background:#dc26261f}[data-theme=light] .ci-p2{color:#0e7490;background:#0e74901f}[data-theme=light] .ci-p3{color:#15803d;background:#15803d1f}[data-theme=light] .strategy-card{border-top-color:#15803d}[data-theme=light] .strategy-savings{color:#15803d}[data-theme=light] .calc-page-footer{background:#f8fafc;border-top-color:#0000001a}[data-theme=light] .footer-bottom{color:#94a3b8;border-top-color:#00000014}[data-theme=light] .footer-link{color:#64748b}[data-theme=light] .footer-link:hover{color:#0f172a}[data-theme=light] .footer-brand-name{color:var(--calc-cyan)}[data-theme=light] .footer-tagline{color:#94a3b8}[data-theme=light] .footer-col-title{color:#475569}[data-theme=light] .disclaimer-banner{color:#0e7490;background:#0e749012;border-color:#0e749033}[data-theme=light] .calc-breadcrumb,[data-theme=light] .calc-breadcrumb a{color:#64748b}[data-theme=light] .calc-breadcrumb a:hover{color:#0f172a}[data-theme=light] .page-subtitle,[data-theme=light] .form-label{color:#475569}[data-theme=light] .state-hint{color:#64748b}[data-theme=light] .state-hint strong{color:#0f172a}[data-theme=light] .fp2-label{color:var(--accent)}[data-theme=light] .fp2-eq,[data-theme=light] .glossary-chip{color:#475569}[data-theme=light] .glossary-chip strong{color:#0f172a}[data-theme=light] .article-body2 p{color:#475569}[data-theme=light] .faq-item-enhanced summary{color:#0f172a}[data-theme=light] .faq-item-enhanced p,[data-theme=light] .how-desc{color:#475569}[data-theme=light] .how-title{color:#0f172a}[data-theme=light] .sc-desc{color:#475569}[data-theme=light] .sc-bl span{color:#64748b}[data-theme=light] .sc-bl span:last-child{color:#0f172a}[data-theme=light] .strategy-desc{color:#475569}[data-theme=light] .action-bar{border-top-color:#0000001a}[data-theme=light] .recovery-legend{color:#64748b}[data-theme=light] input,[data-theme=light] select{color-scheme:light}[data-theme=light] input::placeholder{color:#0006}[data-theme=light] .calc-back-to-top{color:#334155;background:#fff;border-color:#0000001f}[data-theme=light] .calc-back-to-top:hover{color:var(--accent);border-color:var(--accent)}