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16px;font-size:.85rem;font-weight:700}.preset-row{flex-wrap:wrap;align-items:center;gap:8px;margin-bottom:18px;display:flex}.preset-lead{font-family:var(--calc-font-mono);text-transform:uppercase;letter-spacing:.06em;color:var(--calc-text-dim);margin-right:4px;font-size:.72rem}.preset-chip{background:var(--calc-bg-card);border:1px solid var(--calc-border-default);color:var(--calc-text-dim);cursor:pointer;border-radius:999px;padding:7px 14px;font-size:.82rem;font-weight:600;transition:border-color .15s,color .15s,background .15s}.preset-chip:hover{border-color:var(--calc-teal);color:var(--calc-text-primary)}.preset-chip.active{color:var(--calc-text-primary);background:#14b8a61f;border-color:#14b8a6}.tab-bar{border-bottom:1px solid var(--calc-border-subtle);gap:4px;margin-bottom:22px;display:flex}.tab-btn{font-family:var(--calc-font-headline);color:var(--calc-text-dim);cursor:pointer;background:0 0;border:none;padding:10px 16px;font-size:.88rem}.tab-btn:hover{color:var(--calc-text-primary)}.tab-content{margin-top:4px}.calc-grid{grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);align-items:start;gap:24px;display:grid}@media (width<=1024px){.calc-grid{grid-template-columns:1fr}}.form-group{flex-direction:column;gap:6px;margin-bottom:16px;display:flex}.form-group:last-child{margin-bottom:0}.form-group label{color:var(--calc-text-dim);font-size:.85rem;font-weight:600}.form-group input,.form-group select{background:var(--calc-bg-input);border:1px solid var(--calc-border-strong);border-radius:var(--calc-radius-md);color:var(--calc-text-primary);font-family:var(--calc-font-mono);padding:10px 12px;font-size:1rem;transition:border-color .15s}.form-group input:focus,.form-group select:focus{border-color:var(--calc-teal,var(--calc-cyan));outline:none}.form-grid{grid-template-columns:1fr 1fr;gap:14px 16px;margin-bottom:16px;display:grid}@media (width<=480px){.form-grid{grid-template-columns:1fr}}.hero-result{margin-bottom:18px}.hero-label{font-family:var(--calc-font-mono);text-transform:uppercase;letter-spacing:.06em;color:var(--calc-text-dim);margin-bottom:6px;font-size:.72rem}.hero-value{font-family:var(--calc-font-mono);color:var(--calc-text-primary);overflow-wrap:anywhere;font-size:clamp(1.8rem,4.5vw,2.5rem);font-weight:800;line-height:1.15}.hero-sub{color:var(--calc-text-dim);margin-top:4px;font-size:.9rem}.result-card[data-offset-state=net-positive] .hero-value{color:#f59e0b}.result-card[data-offset-state=over-offset] .hero-value,.result-card[data-offset-state=break-even] .hero-value{color:#14b8a6}.result-card[data-offset-state=savings-only] .hero-value{color:var(--calc-text-primary)}.stat-grid{grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:16px;display:grid}@media (width<=560px){.stat-grid{grid-template-columns:repeat(2,1fr)}}.stat-cell{border:1px solid var(--calc-border-subtle);border-radius:var(--calc-radius-md);text-align:center;background:#ffffff05;padding:10px 12px}.stat-val{font-family:var(--calc-font-mono);color:var(--calc-text-primary);overflow-wrap:anywhere;font-size:1.05rem;font-weight:700}.stat-label{color:var(--calc-text-dim);margin-top:3px;font-size:.72rem}.interp-panel{border-radius:var(--calc-radius-md);background:#14b8a60f;border:1px solid #14b8a638;border-left:3px solid #14b8a6;padding:14px 16px}.interp-text{color:var(--calc-text-faded);margin:0;font-size:.88rem;line-height:1.65}.table-note{color:var(--calc-text-dim);margin:0 0 14px;font-size:.85rem;line-height:1.6}.data-table{border-collapse:collapse;width:100%;font-size:.86rem}.data-table th,.data-table td{text-align:left;border-bottom:1px solid var(--calc-border-subtle);color:var(--calc-text-dim);padding:9px 10px}.data-table th{font-family:var(--calc-font-mono);text-transform:uppercase;letter-spacing:.05em;color:var(--calc-text-dim);font-size:.72rem}.data-table td:first-child,.data-table th:first-child{color:var(--calc-text-primary);font-weight:600}.data-table tfoot th,.data-table tfoot td{border-bottom:none;border-top:2px solid var(--calc-border-default);color:var(--calc-text-primary);font-weight:700}.annual-summary{margin-top:14px}.annual-line{border-bottom:1px solid var(--calc-border-subtle);color:var(--calc-text-dim);justify-content:space-between;align-items:center;padding:8px 0;font-size:.9rem;display:flex}.annual-line:last-child{border-bottom:none}.annual-line strong{font-family:var(--calc-font-mono);color:var(--calc-text-primary);font-size:1rem}.compare-table-group{margin-bottom:22px}.compare-table-group:last-child{margin-bottom:0}.compare-table-title{color:var(--calc-text-primary);margin:0 0 10px;font-size:.85rem;font-weight:700}.chart-wrap{margin:4px 0 6px}.faq-item__question{cursor:pointer;color:var(--calc-text-primary);user-select:none;justify-content:space-between;align-items:center;padding:14px 4px;font-size:.92rem;font-weight:600;list-style:none;display:flex}.faq-item__question::-webkit-details-marker{display:none}.faq-item__question:after{content:"+";font-family:var(--calc-font-mono);color:var(--calc-text-dim);flex-shrink:0;margin-left:16px;font-size:1.1rem}.faq-item[open] .faq-item__question:after{content:"−";color:#14b8a6}.faq-item__answer{color:var(--calc-text-dim);padding:0 4px 14px;font-size:.86rem;line-height:1.75}[data-theme=light] .page-subtitle{color:#475569}[data-theme=light] .preset-lead{color:#64748b}[data-theme=light] .card{background:#fff;border-color:#0000001f;box-shadow:0 1px 4px #0000000f}[data-theme=light] .card-title{color:#64748b}[data-theme=light] .preset-chip{color:#475569;background:#f0f4f9;border-color:#00000026}[data-theme=light] .preset-chip:hover{color:#0f172a;border-color:#0d9488}[data-theme=light] .preset-chip.active{color:#0f172a;background:#eff9fb;border-color:#0d9488}[data-theme=light] .tab-bar{border-bottom-color:#0000001a}[data-theme=light] .tab-btn{color:#64748b}[data-theme=light] .tab-btn:hover,[data-theme=light] .tab-btn.active{color:#0f172a}[data-theme=light] .form-group label{color:#475569}[data-theme=light] .form-group input,[data-theme=light] .form-group select{color:#0f172a;background:#f0f4f9;border-color:#00000026}[data-theme=light] .form-group input:focus,[data-theme=light] .form-group select:focus{border-color:#0d9488}[data-theme=light] .hero-label{color:#64748b}[data-theme=light] .hero-value{color:#0f172a}[data-theme=light] .hero-sub{color:#475569}[data-theme=light] .result-card[data-offset-state=net-positive] .hero-value{color:#b45309}[data-theme=light] .result-card[data-offset-state=over-offset] .hero-value,[data-theme=light] .result-card[data-offset-state=break-even] .hero-value{color:#0d9488}[data-theme=light] .result-card[data-offset-state=savings-only] .hero-value{color:#0f172a}[data-theme=light] .stat-cell{background:#f0f4f9;border-color:#0000001f}[data-theme=light] .stat-val{color:#0f172a}[data-theme=light] .stat-label{color:#64748b}[data-theme=light] .interp-panel{background:#eff9fb;border-color:#0d94884d #0d94884d #0d94884d #0d9488}[data-theme=light] .interp-text{color:#334155}[data-theme=light] .table-note{color:#475569}[data-theme=light] .data-table th,[data-theme=light] .data-table td{color:#475569;border-bottom-color:#0000001a}[data-theme=light] .data-table th{color:#64748b}[data-theme=light] .data-table td:first-child,[data-theme=light] .data-table th:first-child{color:#0f172a}[data-theme=light] .data-table tfoot th,[data-theme=light] .data-table tfoot td{color:#0f172a;border-top-color:#00000026}[data-theme=light] .annual-line{color:#475569;border-bottom-color:#0000001a}[data-theme=light] .annual-line strong,[data-theme=light] .compare-table-title,[data-theme=light] .faq-item__question{color:#0f172a}[data-theme=light] .faq-item__question:after{color:#64748b}[data-theme=light] .faq-item[open] .faq-item__question:after{color:#0d9488}[data-theme=light] .faq-item__answer{color:#475569}@media print{.action-bar,.tab-bar,.preset-row,.glass-navbar,.calc-back-to-top,.nav-toggle{display:none}}