:root{--accent:var(--calc-gold);--accent-glow:#fbbf242e}*{box-sizing:border-box;margin:0;padding:0}body{font-family:var(--calc-font-body,"Inter", sans-serif);background-color:var(--calc-bg-page);min-height:100vh;color:var(--calc-text-primary,#f8fafc);-webkit-font-smoothing:antialiased;background-image:radial-gradient(at 15% 15%,#fbbf240f 0,#0000 45%),radial-gradient(at 85% 80%,#34d3990d 0,#0000 40%);background-attachment:fixed;line-height:1.5}.calc-breadcrumb{max-width:1200px;color:var(--calc-text-muted);align-items:center;gap:6px;margin:0 auto;padding:6px 20px;font-size:.75rem;display:flex}.calc-breadcrumb a{color:var(--calc-text-muted);text-decoration:none}.calc-breadcrumb a:hover{color:var(--accent)}.main-container{max-width:1200px;margin:0 auto;padding:12px 20px}.calc-title{font-family:var(--calc-font-headline,"Plus Jakarta Sans", sans-serif);text-align:center;letter-spacing:-.5px;color:var(--calc-text-primary,#f8fafc);margin-bottom:4px;font-size:1.75rem;font-weight:800}.calc-subtitle{text-align:center;color:var(--calc-text-faded);margin-bottom:16px;font-size:.85rem}.tab-nav{border:1px solid var(--calc-border-subtle);background:#ffffff08;border-radius:12px;gap:4px;margin-bottom:16px;padding:4px;display:flex}.tab-btn{color:var(--calc-text-faded);cursor:pointer;background:0 0;border:none;border-radius:8px;flex:1;justify-content:center;align-items:center;padding:10px 12px;font-size:.85rem;font-weight:600;transition:background .2s,color .2s;display:flex}.tab-btn:hover{color:var(--calc-text-primary,#f8fafc)}.tab-btn.active{background:var(--accent);color:#1a1a2e;box-shadow:0 2px 12px var(--accent-glow)}.tab-content{display:none}.tab-content.active{animation:.25s tab-fade;display:block}@keyframes tab-fade{0%{opacity:0;transform:translateY(4px)}to{opacity:1;transform:translateY(0)}}@media (prefers-reduced-motion:reduce){.tab-content.active{animation:none}}.calc-layout{grid-template-columns:380px 1fr;gap:20px;display:grid}@media (width<=1024px){.calc-layout{grid-template-columns:1fr}}@media (width<=768px){.stat-grid{grid-template-columns:1fr 1fr}.hero-value{font-size:1.9rem}.tab-btn{flex:auto}}@media (width<=480px){.stat-grid{grid-template-columns:1fr}}.card{background:var(--calc-bg-card,#1e293b8c);border:1px solid var(--calc-border-subtle);box-shadow:var(--calc-shadow-card,0 4px 24px #0000004d);border-radius:14px;padding:20px}.section-title{font-family:var(--calc-font-headline,"Plus Jakarta Sans", sans-serif);color:var(--calc-text-primary,#f8fafc);margin-bottom:12px;font-size:.95rem;font-weight:700}.form-group{margin-bottom:14px}.form-label{color:var(--calc-text-faded);letter-spacing:.2px;margin-bottom:6px;font-size:.78rem;font-weight:600;display:block}.glass-input{background:var(--calc-bg-input,#0f172a);border:1px solid var(--calc-border-default);width:100%;color:var(--calc-text-primary,#f8fafc);font-size:.9rem;font-family:var(--calc-font-mono,"JetBrains Mono", monospace);border-radius:8px;padding:9px 12px;transition:border-color .2s,box-shadow .2s}.glass-input:focus{border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-glow);outline:none}.glass-input::placeholder{color:var(--calc-text-muted)}.field-hint{color:var(--calc-text-muted);margin-top:4px;font-size:.72rem}.input-duo{grid-template-columns:1fr 1fr;gap:12px;display:grid}.tier-grid{border:1px dashed var(--calc-border-default);background:#ffffff05;border-radius:10px;grid-template-columns:1fr 1fr;gap:10px;padding:12px;display:grid}.tier-grid .form-group{margin-bottom:0}.checkbox-row{border:1px solid var(--calc-border-subtle);cursor:pointer;color:var(--calc-text-faded);background:#ffffff05;border-radius:8px;align-items:center;gap:9px;padding:9px 12px;font-size:.8rem;font-weight:600;display:flex}.checkbox-row input{width:16px;height:16px;accent-color:var(--accent);cursor:pointer}.preset-label{text-transform:uppercase;letter-spacing:.4px;color:var(--calc-text-muted);margin-bottom:8px;font-size:.72rem;font-weight:700}.preset-row{flex-wrap:wrap;gap:6px;margin-bottom:16px;display:flex}.preset-chip{border:1px solid var(--calc-border-subtle);color:var(--calc-text-faded);cursor:pointer;background:#ffffff0d;border-radius:16px;padding:6px 12px;font-size:.75rem;font-weight:600;transition:background .2s,border-color .2s,color .2s}.preset-chip:hover{border-color:var(--accent);color:var(--accent);background:#fbbf241a}.preset-chip.active{background:var(--accent);color:#1a1a2e;border-color:var(--accent)}.hero-result{text-align:center;background:linear-gradient(135deg,#fbbf2414,#34d3990a);border:1px solid #fbbf242e;border-radius:12px;margin-bottom:14px;padding:18px 12px 14px}.hero-label{color:var(--calc-text-faded);letter-spacing:.5px;text-transform:uppercase;font-size:.75rem;font-weight:600}.hero-value{font-family:var(--calc-font-mono,"JetBrains Mono", monospace);color:var(--accent);letter-spacing:-1px;margin:4px 0 2px;font-size:2.2rem;font-weight:800}.hero-sub{color:var(--calc-text-muted);font-size:.75rem}.recommendation-badge{text-align:center;background:#ffffff0a;border:1px solid #0000;border-radius:10px;margin-bottom:14px;padding:10px 16px;font-size:.9rem;font-weight:700;transition:background .25s,color .25s,border-color .25s;display:block}.recommendation-badge.reco-good{color:var(--calc-tier-good,#34d399);background:#34d3991f;border-color:#34d39959}.recommendation-badge.reco-warn{color:var(--calc-tier-warn,#f59e0b);background:#fbbf241f;border-color:#fbbf2459}.recommendation-badge.reco-bad{color:var(--calc-tier-crisis,#fb7185);background:#fb71851f;border-color:#fb718559}.stat-grid{grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px;margin-bottom:14px;display:grid}.stat-card{border:1px solid var(--calc-border-subtle);background:#ffffff08;border-radius:10px;padding:10px 12px}.stat-label{color:var(--calc-text-muted);text-transform:uppercase;letter-spacing:.3px;margin-bottom:4px;font-size:.7rem;font-weight:600}.stat-value{font-family:var(--calc-font-mono,"JetBrains Mono", monospace);color:var(--calc-text-primary,#f8fafc);overflow-wrap:anywhere;font-size:1.05rem;font-weight:700}.fin-chart-wrap{margin-top:8px}.chart-label{color:var(--calc-text-faded);margin-bottom:8px;font-size:.78rem;font-weight:600}.chart-wrap{border:1px solid var(--calc-border-subtle);background:#ffffff05;border-radius:10px;padding:10px}.fin-interp{color:var(--calc-text-muted);margin-top:8px;font-size:.75rem;font-style:italic}.alert-stack{flex-direction:column;gap:8px;margin-top:12px;display:flex}.alert{border:1px solid #0000;border-radius:8px;padding:9px 12px;font-size:.78rem;line-height:1.5}.alert-tip{color:#86efac;background:#34d39914;border-color:#34d3994d}.alert-info{color:#bfdbfe;background:#60a5fa14;border-color:#60a5fa4d}.alert-warning{color:#fde68a;background:#fbbf2414;border-color:#fbbf244d}.alert-error{color:#fecaca;background:#fb718514;border-color:#fb71854d}.formula-explainer{flex-direction:column;gap:16px;display:flex}.formula-block{border:1px solid var(--calc-border-subtle);background:#ffffff05;border-radius:10px;padding:14px 16px}.formula-block h3{color:var(--accent);margin-bottom:6px;font-size:.92rem;font-weight:700}.formula-block p{color:var(--calc-text-faded);font-size:.82rem;line-height:1.6}.formula-block code{font-family:var(--calc-font-mono,"JetBrains Mono", monospace);color:var(--calc-text-primary,#f8fafc);background:#00000040;border-radius:6px;margin-top:8px;padding:6px 10px;font-size:.78rem;display:inline-block}.page-sections-outer{max-width:1600px;margin:0 auto;padding:0 1.5rem 3rem}.faq-list{flex-direction:column;display:flex}.faq-item{border-bottom:1px solid #ffffff0f}.faq-item__question{cursor:pointer;color:var(--calc-text-primary,#f8fafc);user-select:none;justify-content:space-between;align-items:center;padding:14px 4px;font-size:.9rem;font-weight:600;list-style:none;transition:color .2s;display:flex}.faq-item__question::-webkit-details-marker{display:none}.faq-item__question:after{content:"+";font-family:var(--calc-font-mono,"JetBrains Mono", monospace);color:var(--calc-text-muted);flex-shrink:0;margin-left:16px;font-size:1.1rem;transition:color .2s}.faq-item[open] .faq-item__question:after{content:"−";color:var(--accent)}.faq-item__question:hover{color:var(--accent)}.faq-item__answer{color:var(--calc-text-faded);padding:0 4px 14px;font-size:.85rem;line-height:1.75}.result-interpretation{color:var(--calc-text-faded,#88a);border-left:3px solid var(--calc-cyan,#22d3ee);border-radius:var(--calc-radius-md,12px);background:#22d3ee0f;margin:12px 0 4px;padding:12px 16px;font-size:.92rem;line-height:1.55}.result-interpretation:empty{display:none}.trust-block{max-width:900px;margin:0 auto 24px;padding:0 1.5rem}.trust-inner{border:1px solid #fbbf2433;border-left:4px solid var(--accent);background:#fbbf240d;border-radius:10px;padding:16px 20px}.trust-header{flex-wrap:wrap;align-items:center;gap:12px;margin-bottom:10px;display:flex}.trust-badge{color:var(--calc-tier-good,#34d399);background:#34d3991f;border:1px solid #34d3994d;border-radius:20px;padding:3px 10px;font-size:.72rem;font-weight:700}.trust-meta{color:var(--calc-text-muted);font-size:.75rem}.trust-body p{color:var(--calc-text-faded);margin-bottom:8px;font-size:.78rem;line-height:1.6}.trust-refs summary{color:var(--accent);cursor:pointer;margin-bottom:6px;font-size:.75rem;font-weight:600}.trust-refs ul{color:var(--calc-text-muted);padding-left:16px;font-size:.73rem;line-height:1.8}.trust-disclaimer{color:var(--calc-text-muted);border-top:1px solid var(--calc-border-subtle);margin-top:10px;padding-top:10px;font-size:.73rem}[data-theme=light]{--accent:var(--calc-gold);--accent-glow:#b453092e}[data-theme=light] body{background-color:var(--calc-bg-page);color:var(--calc-text-primary);background-image:radial-gradient(at 15% 15%,#b453090d 0,#0000 45%),radial-gradient(at 85% 80%,#0478570a 0,#0000 40%)}[data-theme=light] .glass-navbar{backdrop-filter:blur(12px);background:#f8fafceb}[data-theme=light] .card{background:#fff;border:1px solid #0000001a;box-shadow:0 2px 12px #00000014}[data-theme=light] .calc-title,[data-theme=light] .section-title,[data-theme=light] .stat-value{color:#0f172a}[data-theme=light] .calc-subtitle,[data-theme=light] .form-label{color:#475569}[data-theme=light] .glass-input{color:#0f172a;background:#f0f4f9;border-color:#0000001f}[data-theme=light] .glass-input::placeholder{color:#0006}[data-theme=light] .glass-input:focus{border-color:var(--accent);box-shadow:0 0 0 3px #b453092e}[data-theme=light] .field-hint,[data-theme=light] .hero-sub,[data-theme=light] .fin-interp,[data-theme=light] .stat-label,[data-theme=light] .preset-label{color:#64748b}[data-theme=light] .tier-grid{background:#f8fafc;border-color:#00000026}[data-theme=light] .checkbox-row{color:#475569;background:#f0f4f9;border-color:#0000001a}[data-theme=light] .tab-nav{background:#edf2f9;border-color:#0000001a}[data-theme=light] .tab-btn{color:#475569}[data-theme=light] .tab-btn:hover{color:#0f172a}[data-theme=light] .tab-btn.active{background:var(--accent);color:#fff;box-shadow:0 2px 10px #b4530933}[data-theme=light] .preset-chip{color:#475569;background:#f0f4f9;border-color:#0000001f}[data-theme=light] .preset-chip:hover{border-color:var(--accent);color:var(--accent);background:#b4530914}[data-theme=light] .preset-chip.active{background:var(--accent);color:#fff;border-color:var(--accent)}[data-theme=light] .hero-result{background:linear-gradient(135deg,#fffbeb,#f0fdf4);border-color:#b4530940}[data-theme=light] .hero-label{color:#475569}[data-theme=light] .hero-value{color:var(--accent)}[data-theme=light] .recommendation-badge{background:#f0f4f9}[data-theme=light] .recommendation-badge.reco-good{color:#14532d;background:#f0fdf4;border-color:#16a34a59}[data-theme=light] .recommendation-badge.reco-warn{color:#78350f;background:#fffbeb;border-color:#d9770659}[data-theme=light] .recommendation-badge.reco-bad{color:#7f1d1d;background:#fff1f2;border-color:#e11d4859}[data-theme=light] .stat-card{background:#f0f4f9;border-color:#00000014}[data-theme=light] .chart-wrap{background:#f8fafc;border-color:#00000014}[data-theme=light] .formula-block{background:#f8fafc;border-color:#0000001a}[data-theme=light] .formula-block p{color:#475569}[data-theme=light] .formula-block code{color:#0f172a;background:#edf2f9}[data-theme=light] .alert-tip{color:#14532d;background:#f0fdf4;border-color:#16a34a59}[data-theme=light] .alert-info{color:#1e3a5f;background:#eff6ff;border-color:#3b82f659}[data-theme=light] .alert-warning{color:#78350f;background:#fffbeb;border-color:#d9770659}[data-theme=light] .alert-error{color:#7f1d1d;background:#fff1f2;border-color:#ef444459}[data-theme=light] .result-interpretation{color:#334155;background:#eff9fb;border-left-color:#0891b2}[data-theme=light] .faq-item{border-bottom-color:#00000014}[data-theme=light] .faq-item__question{color:#0f172a}[data-theme=light] .faq-item__question:after{color:#64748b}[data-theme=light] .faq-item[open] .faq-item__question:after{color:var(--accent)}[data-theme=light] .faq-item__answer{color:#475569}[data-theme=light] .faq-list{gap:8px}[data-theme=light] .faq-item{background:#fff;border:1px solid #0000001a;border-radius:10px;overflow:hidden;box-shadow:0 1px 4px #0000000f}[data-theme=light] .faq-item[open]{border-left:3px solid #b45309;box-shadow:0 2px 12px #b453091a}[data-theme=light] .faq-item__answer{padding:12px 16px 16px}[data-theme=light] .trust-inner{background:#fffbeb;border-color:#b4530933 #b4530933 #b4530933 #b45309}[data-theme=light] .trust-body p{color:#334155}[data-theme=light] .trust-refs ul{color:#475569}[data-theme=light] .trust-disclaimer{color:#64748b;border-top-color:#0000001a}@media (width<=480px){.tab-btn{padding:9px 8px;font-size:.78rem}.input-duo{grid-template-columns:1fr}}