@keyframes re-fade-up{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}*,:before,:after{box-sizing:border-box;margin:0;padding:0}body{background:var(--calc-bg-page);color:var(--calc-text-primary);min-height:100vh;font-family:Inter,sans-serif;line-height:1.6}.breadcrumb{color:var(--calc-text-dim);max-width:1400px;margin:0 auto;padding:12px 24px;font-size:.82rem}.breadcrumb a{color:var(--calc-text-dim);text-decoration:none}.breadcrumb a:hover{color:var(--calc-indigo)}.breadcrumb span{margin:0 6px}.hero{text-align:center;max-width:1400px;margin:0 auto;padding:40px 24px 20px}.hero h1{color:var(--calc-text-primary);margin-bottom:8px;font-size:clamp(1.6rem,3vw,2.4rem);font-weight:800}.hero h1 span{color:var(--calc-indigo)}.hero p{color:var(--calc-text-faded);max-width:640px;margin:0 auto;font-size:1rem}.tab-bar{border-bottom:1px solid var(--calc-border-subtle);max-width:1400px;margin:0 auto;padding:20px 24px 0;display:flex}.tab-bar-inner{background:var(--calc-bg-card);border:1px solid #ffffff12;border-radius:999px;gap:4px;width:fit-content;margin-bottom:-1px;padding:4px;display:flex}.tab-btn{color:var(--calc-text-faded);cursor:pointer;background:0 0;border:none;border-radius:999px;padding:7px 18px;font-family:inherit;font-size:.82rem;font-weight:500;transition:transform .25s,opacity .25s,color .2s,box-shadow .25s}.tab-btn.active{background:linear-gradient(135deg, var(--calc-gold), var(--calc-amber));color:var(--calc-bg-page);font-weight:700;box-shadow:0 2px 10px #f5a62359}.tab-btn:hover:not(.active){color:var(--calc-text-primary)}.tab-panel{display:none}.tab-panel.active{display:block}.calc-container{grid-template-columns:380px 1fr;align-items:start;gap:24px;max-width:1400px;margin:0 auto;padding:24px;display:grid}@media (width<=960px){.calc-container{grid-template-columns:minmax(0,1fr);overflow:hidden}}.card{background:var(--calc-bg-card);backdrop-filter:blur(12px);border-radius:var(--calc-radius-md);border:1px solid var(--calc-border-subtle);box-shadow:var(--calc-shadow-card);padding:24px}.input-card{border-top:3px solid var(--calc-gold)}.result-card{border-top:3px solid var(--calc-emerald)}.card-title{letter-spacing:.08em;text-transform:uppercase;color:var(--calc-text-dim);margin-bottom:20px;font-size:.68rem;font-weight:600}.preset-section{margin-bottom:20px}.preset-label{letter-spacing:.08em;text-transform:uppercase;color:var(--calc-text-dim);margin-bottom:8px;font-size:.68rem;font-weight:600}.preset-chips{flex-wrap:wrap;gap:6px;display:flex}.preset-chip{background:var(--calc-bg-input);color:var(--calc-text-faded);cursor:pointer;white-space:nowrap;border:1px solid #ffffff17;border-radius:999px;padding:5px 11px;font-family:inherit;font-size:.78rem;transition:background-color .25s cubic-bezier(.4,0,.2,1),border-color .25s,color .25s,transform .25s,box-shadow .25s}.preset-chip:hover{border-color:var(--calc-gold);color:var(--calc-gold)}.preset-chip.active{border-color:var(--calc-gold);color:var(--calc-bg-page);background:var(--calc-gold);font-weight:600}.input-section-label{letter-spacing:.08em;text-transform:uppercase;color:var(--calc-gold);border-bottom:1px solid #f5a62326;margin:18px 0 10px;padding-bottom:6px;font-size:.68rem;font-weight:600}.label-hint{color:var(--calc-text-dim);font-size:.74rem;font-weight:400}.form-group{margin-bottom:14px}.form-row{gap:12px;display:flex}.form-row .form-group{flex:1}.form-label{color:var(--calc-text-faded);margin-bottom:5px;font-size:.83rem;font-weight:500;display:block}select.input-field{cursor:pointer}.rate-mode-toggle{background:var(--calc-bg-input);border:1px solid var(--calc-border-subtle);border-radius:999px;gap:4px;width:fit-content;margin-bottom:14px;padding:3px;display:flex}.rate-mode-pill{color:var(--calc-text-faded);cursor:pointer;text-align:center;white-space:nowrap;background:0 0;border:none;border-radius:999px;flex:1;padding:7px 18px;font-family:inherit;font-size:.82rem;font-weight:500;transition:transform .25s,opacity .25s,color .2s,box-shadow .25s}.rate-mode-pill.active{background:linear-gradient(135deg, var(--calc-gold), var(--calc-amber));color:var(--calc-bg-page);font-weight:700;box-shadow:0 2px 10px #f5a62359}.computed-rate-badge{color:var(--calc-cyan);background:#00d4f514;border:1px solid #00d4f533;border-radius:20px;margin-bottom:12px;padding:5px 12px;font-family:JetBrains Mono,monospace;font-size:.8rem;font-weight:600;display:inline-block}.borrow-slider-wrap{margin-top:10px}.borrow-slider{-webkit-appearance:none;appearance:none;background:linear-gradient(to right, var(--calc-gold) var(--thumb-pct,33%), var(--calc-bg-card-elevated) var(--thumb-pct,33%));cursor:pointer;border-radius:999px;outline:none;width:100%;height:4px;margin-bottom:6px}.borrow-slider::-webkit-slider-thumb{-webkit-appearance:none;background:linear-gradient(135deg, var(--calc-gold), var(--calc-amber));border:2px solid var(--calc-bg-page);cursor:pointer;border-radius:50%;width:18px;height:18px;box-shadow:0 2px 8px #f5a62366}.borrow-slider::-moz-range-thumb{background:linear-gradient(135deg, var(--calc-gold), var(--calc-amber));border:2px solid var(--calc-bg-page);cursor:pointer;border-radius:50%;width:18px;height:18px}.borrow-pct-badge{color:var(--calc-text-dim);text-align:right;font-family:JetBrains Mono,monospace;font-size:.75rem}.toggle-row{margin:10px 0 6px}.toggle-label{cursor:pointer;color:var(--calc-text-faded);user-select:none;align-items:center;gap:10px;font-size:.83rem;display:flex}.toggle-checkbox{display:none}.toggle-track{background:var(--calc-bg-input);border:1px solid var(--calc-border-subtle);border-radius:10px;flex-shrink:0;width:36px;height:20px;transition:background .2s;position:relative}.toggle-thumb{background:var(--calc-text-dim);border-radius:50%;width:14px;height:14px;transition:transform .2s,background .2s;position:absolute;top:2px;left:2px}.toggle-checkbox:checked+.toggle-track{background:var(--calc-cyan);border-color:var(--calc-cyan)}.toggle-checkbox:checked+.toggle-track .toggle-thumb{background:#fff;transform:translate(16px)}[data-theme=light] .toggle-track{background:#e2e8f0;border-color:#00000026}[data-theme=light] .toggle-checkbox:checked+.toggle-track{background:var(--calc-cyan)}.draw-plan-section{border:1px solid var(--calc-border-subtle);border-radius:var(--calc-radius-md);margin:10px 0 4px;overflow:hidden}.draw-plan-toggle{background:var(--calc-bg-input);cursor:pointer;width:100%;color:var(--calc-text-primary);text-align:left;border:none;align-items:center;gap:8px;padding:10px 14px;font-size:.83rem;font-weight:600;display:flex}.draw-plan-hint{color:var(--calc-text-faded);flex:1;font-size:.75rem;font-weight:400}.draw-plan-chevron{color:var(--calc-text-dim);font-size:.75rem;transition:transform .2s}.draw-plan-toggle[aria-expanded=true] .draw-plan-chevron{transform:rotate(90deg)}.draw-plan-rows{background:var(--calc-bg-card);padding:12px 14px 14px}.draw-plan-row{align-items:center;gap:8px;margin-bottom:8px;display:flex}.draw-plan-row select,.draw-plan-row input{background:var(--calc-bg-input);border:1px solid var(--calc-border-subtle);border-radius:var(--calc-radius-md);color:var(--calc-text-primary);flex:1;padding:6px 10px;font-size:.82rem}.draw-plan-row .dp-remove{width:26px;height:26px;color:var(--calc-rose);cursor:pointer;background:#fb71851f;border:1px solid #fb71854d;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:1rem;display:flex}[data-theme=light] .draw-plan-toggle{background:#f0f4f9}[data-theme=light] .draw-plan-rows{background:#fff;border-top:1px solid #00000014}[data-theme=light] .draw-plan-row select,[data-theme=light] .draw-plan-row input{color:#0f172a;background:#f8fafc;border-color:#00000026}.tax-shield-row{background:#f5a6230d;border:1px solid #f5a62326;border-radius:10px;margin-top:8px;padding:12px}.tax-shield-header{justify-content:space-between;align-items:center;margin-bottom:4px;display:flex}.tax-shield-label{color:var(--calc-gold);font-size:.83rem;font-weight:600}.tax-shield-hint{color:var(--calc-text-dim);font-size:.75rem}.toggle-switch{flex-shrink:0;width:38px;height:22px;display:inline-block;position:relative}.toggle-switch input{opacity:0;width:0;height:0}.toggle-slider{cursor:pointer;background:#ffffff1a;border-radius:22px;transition:all .3s;position:absolute;inset:0}.toggle-slider:before{content:"";background:#fff;border-radius:50%;width:16px;height:16px;transition:all .3s;position:absolute;bottom:3px;left:3px}.toggle-switch input:checked+.toggle-slider{background:var(--calc-gold)}.toggle-switch input:checked+.toggle-slider:before{transform:translate(16px)}.tax-shield-inputs{margin-top:10px}.hero-4grid{grid-template-columns:1fr 1fr;gap:12px;margin-bottom:14px;animation:.3s both re-fade-up;display:grid}.hero-card{border-radius:var(--calc-radius-md);border:1px solid var(--calc-border-subtle);text-align:center;background:var(--calc-bg-card-elevated);padding:18px 16px}.hero-card-label{letter-spacing:.08em;text-transform:uppercase;color:var(--calc-text-dim);margin-bottom:5px;font-size:.68rem;font-weight:600}.hero-card-value{margin-bottom:3px;font-family:JetBrains Mono,monospace;font-size:clamp(1.25rem,2.5vw,1.75rem);font-weight:700}.hero-card-sub{color:var(--calc-text-dim);font-size:.72rem}.hero-primary{background:var(--calc-bg-card);border-color:#7875f040}.hero-primary .hero-card-value{color:var(--calc-gold);text-shadow:0 0 24px #f5a62347}.hero-cyan{background:#00d4f50d;border-color:#00d4f526}.hero-cyan .hero-card-value{color:var(--calc-cyan)}.hero-amber{background:#f5a6230f;border-color:#f5a62326}.hero-amber .hero-card-value{color:var(--calc-gold)}.hero-purple{background:#7875f012;border-color:#7875f033}.hero-purple .hero-card-value{color:var(--calc-indigo)}.payment-shock-badge{background:#f5a62314;border:1px solid #f5a62340;border-radius:10px;align-items:center;gap:8px;margin-bottom:14px;padding:10px 16px;font-size:.85rem;font-weight:600;display:flex}.payment-shock-badge.warning{background:#f5a6231a;border-color:#f5a62359}.payment-shock-badge.danger{background:#f8717114;border-color:#f8717140;animation:2s ease-in-out infinite shock-pulse}.shock-icon{font-size:1.1rem}.shock-label{color:var(--calc-text-faded);font-size:.82rem;font-weight:500}.shock-amount{color:var(--calc-gold);margin-left:auto;font-family:JetBrains Mono,monospace;font-weight:800}.payment-shock-badge.danger .shock-amount{color:var(--calc-rose)}.equity-visual-row{align-items:flex-start;gap:20px;display:flex}.equity-bar-section{flex:1;min-width:0}.equity-bar-label{color:var(--calc-text-dim);text-transform:uppercase;letter-spacing:.08em;margin-bottom:6px;font-size:.68rem;font-weight:600}.equity-bar{border:1px solid var(--calc-border-subtle);background:#ffffff0a;border-radius:6px;height:26px;display:flex;overflow:hidden}.equity-bar .seg-mortgage{background:#f87171b3;transition:width .4s}.equity-bar .seg-borrowed{background:#7875f0d9;transition:width .4s}.equity-bar .seg-available{background:#00c9a799;transition:width .4s}.equity-bar .seg-cushion{background:#ffffff0d;transition:width .4s}.equity-legend{flex-wrap:wrap;gap:10px;margin-top:8px;display:flex}.legend-item{color:var(--calc-text-faded);align-items:center;gap:5px;font-size:.73rem;display:flex}.legend-dot{border-radius:2px;flex-shrink:0;width:10px;height:10px}.equity-donut-wrap{flex-shrink:0;width:130px;height:130px;position:relative}.equity-donut-wrap canvas{width:130px;height:130px;max-height:130px}.donut-center-label{text-align:center;pointer-events:none;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}.donut-pct{color:var(--calc-text-primary);font-family:JetBrains Mono,monospace;font-size:1.15rem;font-weight:700;line-height:1}.donut-sub{text-transform:uppercase;letter-spacing:.5px;color:var(--calc-text-dim);font-size:.62rem}.stat-grid{grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:16px;animation:.3s both re-fade-up;display:grid}@media (width<=600px){.stat-grid{grid-template-columns:repeat(2,1fr)}}.stat-cell{background:var(--calc-bg-card-elevated);text-align:center;border:1px solid var(--calc-border-subtle);border-radius:10px;padding:12px 10px}.stat-value{color:var(--calc-text-primary);margin-bottom:2px;font-family:JetBrains Mono,monospace;font-size:1.15rem;font-weight:600}.stat-label{color:var(--calc-text-dim);text-transform:uppercase;letter-spacing:.08em;font-size:.68rem;font-weight:600;line-height:1.3}.formula-strip{flex-wrap:wrap;gap:8px;margin-bottom:16px;display:flex}.formula-pill{color:var(--calc-text-faded);background:#7875f01a;border:1px solid #7875f038;border-radius:20px;padding:5px 12px;font-family:JetBrains Mono,monospace;font-size:.74rem}.draw-repay-visual{border-radius:10px;align-items:center;gap:0;margin-bottom:16px;display:flex;overflow:visible}.phase-block{text-align:center;border-radius:10px;flex:1;padding:14px 16px}.draw-phase{background:#f5a6230f;border:1px solid #f5a62333}.repay-phase{background:#7875f00f;border:1px solid #7875f033}.phase-title{text-transform:uppercase;letter-spacing:.08em;margin-bottom:4px;font-size:.68rem;font-weight:700}.draw-phase .phase-title{color:var(--calc-gold)}.repay-phase .phase-title{color:var(--calc-indigo)}.phase-payment{color:var(--calc-text-primary);font-family:JetBrains Mono,monospace;font-size:1.15rem;font-weight:700}.phase-sub{color:var(--calc-text-dim);margin-top:2px;font-size:.72rem}.phase-total{color:var(--calc-text-dim);border-top:1px solid #ffffff0f;margin-top:6px;padding-top:6px;font-size:.7rem}.phase-arrow{color:var(--calc-text-dim);flex-shrink:0;padding:0 10px;font-size:1.4rem}@media (width<=480px){.draw-repay-visual{flex-direction:column;gap:12px}.phase-arrow{padding:6px 0;transform:rotate(90deg)}}.rate-impact-section{background:#f5a6230d;border:1px solid #f5a62326;border-radius:10px;margin-bottom:14px;padding:12px 14px;overflow-x:auto}.rate-impact-label{color:var(--calc-gold);margin-bottom:10px;font-size:.78rem;font-weight:600}.rate-impact-table{border-collapse:collapse;width:100%;font-size:.79rem}.rate-impact-table th,.rate-impact-table td{border:1px solid var(--calc-border-subtle);text-align:center;padding:7px 10px}.rate-impact-table th{color:var(--calc-gold);background:#f5a6231a;font-size:.74rem;font-weight:600}.rate-impact-table td{background:var(--calc-bg-input);color:var(--calc-text-primary);font-family:JetBrains Mono,monospace}.rate-impact-table td:last-child{color:var(--calc-rose);font-weight:600}.chart-wrap{background:var(--calc-bg-card-elevated);border:1px solid var(--calc-border-subtle);border-top:3px solid var(--calc-indigo);border-radius:10px;margin-bottom:16px;padding:16px}.chart-title{color:var(--calc-text-dim);text-transform:uppercase;letter-spacing:.08em;margin-bottom:12px;font-size:.68rem;font-weight:600}canvas{width:100%;max-height:240px}.alert-stack{flex-direction:column;gap:8px;margin-bottom:16px;display:flex}.alert{border:1px solid #0000;border-radius:10px;align-items:flex-start;gap:10px;padding:10px 14px;font-size:.83rem;display:flex}.alert-icon{flex-shrink:0;margin-top:1px;font-size:1rem}.alert-text{color:var(--calc-text-faded);line-height:1.45}.alert.warn{background:#f5a62314;border-color:#f5a62338}.alert.danger{background:#f8717114;border-color:#f8717138}.alert.info{background:#7875f014;border-color:#7875f033}.alert.success{background:#00c9a714;border-color:#00c9a738}.action-bar{flex-wrap:wrap;gap:10px;margin-bottom:8px;display:flex}.btn{cursor:pointer;border:none;border-radius:10px;padding:9px 18px;font-family:inherit;font-size:.85rem;font-weight:600;transition:transform .25s,opacity .25s,color .2s,box-shadow .25s}.btn-outline{color:var(--calc-text-faded);background:0 0;border:1px solid #ffffff1f}.btn-outline:hover{border-color:var(--calc-gold);color:var(--calc-gold)}.btn-sm{padding:6px 14px;font-size:.8rem}.results-col{min-width:0}.hidden{display:none}.full-width{max-width:1400px;margin:0 auto;padding:24px}.full-width .card{margin-bottom:24px}.shock-slider-wrap{margin-bottom:16px}.shock-slider-header{justify-content:space-between;align-items:center;margin-bottom:10px;display:flex}.shock-slider{width:100%;accent-color:var(--calc-gold);cursor:pointer;height:6px}.shock-slider-ticks{color:var(--calc-text-dim);justify-content:space-between;margin-top:6px;font-size:.72rem;display:flex}.shock-stressed-row{grid-template-columns:repeat(3,1fr);gap:12px;margin-top:4px;display:grid}.shock-stressed-stat{background:var(--calc-bg-card-elevated);border-radius:var(--calc-radius-md);text-align:center;padding:12px 14px}.shock-stressed-val{font-size:1.05rem;font-weight:700;font-family:var(--calc-font-mono);color:var(--calc-text-primary);margin-bottom:4px}.shock-stressed-val.shock-delta,.shock-stressed-val.shock-delta.warning{color:var(--calc-amber)}.shock-stressed-val.shock-delta.danger{color:var(--calc-rose)}.shock-stressed-lbl{color:var(--calc-text-faded);text-transform:uppercase;letter-spacing:.04em;font-size:.72rem}@media (width<=480px){.shock-stressed-row{grid-template-columns:1fr 1fr}.shock-stressed-row .shock-stressed-stat:last-child{grid-column:1/-1}}[data-theme=light] .shock-stressed-stat{background:#edf2f9;border:1px solid #00000014}[data-theme=light] .shock-stressed-val.shock-delta{color:var(--calc-gold)}[data-theme=light] .shock-stressed-val.shock-delta.danger{color:var(--calc-rose)}.scenario-grid{grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:8px;display:grid}@media (width<=700px){.scenario-grid{grid-template-columns:minmax(0,1fr);overflow:hidden}}.scenario-card{background:var(--calc-bg-card-elevated);border-radius:var(--calc-radius-md);border:1px solid var(--calc-border-subtle);text-align:center;padding:18px 16px;animation:.3s both re-fade-up}.scenario-card.bear{border-top:3px solid var(--calc-rose)}.scenario-card.base{border-top:3px solid var(--calc-indigo)}.scenario-card.bull{border-top:3px solid var(--calc-emerald)}.sc-label{text-transform:uppercase;letter-spacing:.08em;color:var(--calc-text-dim);margin-bottom:8px;font-size:.68rem;font-weight:600}.sc-main{margin-bottom:4px;font-family:JetBrains Mono,monospace;font-size:1.5rem;font-weight:700}.sc-sub{color:var(--calc-text-faded);margin-bottom:12px;font-size:.78rem}.sc-stats{color:var(--calc-text-faded);font-size:.79rem;line-height:1.8}.bear .sc-main{color:var(--calc-rose)}.base .sc-main{color:var(--calc-indigo)}.bull .sc-main{color:var(--calc-emerald)}.matrix-wrap{overflow-x:auto}.matrix-table{border-collapse:collapse;width:100%;font-size:.8rem}.matrix-table th,.matrix-table td{text-align:center;border:1px solid var(--calc-border-subtle);padding:8px 10px}.matrix-table th{color:var(--calc-text-faded);background:#7875f01f;font-size:.74rem;font-weight:600}.matrix-table td{background:var(--calc-bg-card-elevated);color:var(--calc-text-primary);font-family:JetBrains Mono,monospace}.matrix-table td.highlight{color:var(--calc-gold);background:#f5a6232e;font-weight:700}.matrix-table td.row-header{color:var(--calc-text-faded);text-align:left;background:#7875f012;font-family:inherit;font-weight:600}.compare-table{border-collapse:collapse;width:100%;font-size:.83rem}.compare-table th,.compare-table td{text-align:left;border:1px solid var(--calc-border-subtle);padding:10px 14px}.compare-table th{color:var(--calc-text-faded);background:#7875f01f;font-size:.78rem;font-weight:600}.compare-table tr:nth-child(2n) td{background:#ffffff05}.compare-table .heloc-col{color:var(--calc-cyan);font-family:JetBrains Mono,monospace;font-weight:600}.compare-table .row-feature td:first-child{color:var(--calc-text-faded);text-transform:uppercase;letter-spacing:.5px;font-size:.78rem;font-weight:600}.phase-badge{letter-spacing:.5px;text-transform:uppercase;border-radius:10px;padding:2px 8px;font-size:.68rem;font-weight:700;display:inline-block}.phase-badge.draw{color:var(--calc-gold);background:#f5a6231f;border:1px solid #f5a62340}.phase-badge.repay{color:var(--calc-indigo);background:#7875f01f;border:1px solid #7875f040}.proj-summary-cards{grid-template-columns:repeat(4,1fr);gap:12px;display:grid}@media (width<=800px){.proj-summary-cards{grid-template-columns:repeat(2,1fr)}}.proj-card{background:var(--calc-bg-card-elevated);border:1px solid var(--calc-border-subtle);text-align:center;border-radius:10px;padding:14px;animation:.3s both re-fade-up}.proj-card-val{color:var(--calc-indigo);margin-bottom:4px;font-family:JetBrains Mono,monospace;font-size:1.1rem;font-weight:600}.proj-card-label{color:var(--calc-text-dim);text-transform:uppercase;letter-spacing:.08em;font-size:.68rem;font-weight:600}.schedule-toolbar{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px;margin-bottom:12px;display:flex}.schedule-toggle-bar{gap:6px;display:flex}.schedule-toggle-btn{border:1px solid var(--calc-border-subtle);background:var(--calc-bg-card-elevated);color:var(--calc-text-faded);cursor:pointer;border-radius:999px;padding:6px 16px;font-family:inherit;font-size:.82rem;transition:transform .25s,opacity .25s,color .2s,box-shadow .25s}.schedule-toggle-btn.active{border-color:var(--calc-gold);color:var(--calc-gold);background:#f5a6231a}.schedule-wrap{max-height:480px;overflow-x:auto}.schedule-table{border-collapse:collapse;width:100%;font-size:.8rem}.schedule-table th,.schedule-table td{border:1px solid var(--calc-border-subtle);text-align:right;padding:8px 12px}.schedule-table th{color:var(--calc-text-faded);z-index:1;background:#7875f01f;font-size:.74rem;font-weight:600;position:sticky;top:0}.schedule-table td:first-child{text-align:left;color:var(--calc-text-faded);font-family:JetBrains Mono,monospace;font-weight:600}.schedule-table td:nth-child(2){text-align:center}.schedule-table .phase-draw td{background:#f5a62308}.schedule-table .phase-repay td{background:#7875f008}.schedule-table tfoot td{color:var(--calc-text-primary);background:#7875f014;font-family:JetBrains Mono,monospace;font-weight:700}footer{border-top:1px solid var(--calc-border-subtle);background:#07101ff7;padding:40px 24px 24px}.footer-grid{grid-template-columns:repeat(4,1fr);gap:32px;max-width:1400px;margin:0 auto 24px;display:grid}.footer-col-title{letter-spacing:.08em;text-transform:uppercase;color:var(--calc-text-faded);margin-bottom:12px;font-size:.68rem;font-weight:700}.footer-col a{color:var(--calc-text-dim);margin-bottom:6px;font-size:.83rem;text-decoration:none;display:block}.footer-col a:hover{color:var(--calc-gold)}.footer-bottom{text-align:center;color:var(--calc-text-dim);border-top:1px solid var(--calc-border-subtle);max-width:1400px;margin:0 auto;padding-top:20px;font-size:.8rem}.trust-card{background:var(--calc-bg-card);border:1px solid #fbbf2440;border-left:4px solid var(--calc-gold);border-radius:var(--calc-radius-md);margin-bottom:28px;padding:20px 24px}.trust-card-header{align-items:center;gap:10px;margin-bottom:12px;display:flex}.trust-badge{color:var(--calc-gold);background:#fbbf2426;border-radius:4px;flex-shrink:0;padding:3px 8px;font-size:.75rem;font-weight:700}.trust-title{color:var(--calc-text-primary);font-size:.9rem;font-weight:700}.trust-card-body p{color:var(--calc-text-faded);margin-bottom:10px;font-size:.82rem;line-height:1.65}.trust-list{color:var(--calc-text-faded);margin:0;padding-left:18px;font-size:.8rem;line-height:1.7}.trust-card-footer{border-top:1px solid var(--calc-border-subtle);flex-wrap:wrap;justify-content:space-between;gap:6px;margin-top:14px;padding-top:12px;display:flex}.trust-ref,.trust-updated{color:var(--calc-text-dim);font-size:.72rem}[data-theme=light] .trust-card{border-color:#b453094d;border-left-color:var(--calc-gold);background:#fffbeb}[data-theme=light] .trust-badge{color:var(--calc-gold);background:#b453091a}[data-theme=light] .trust-title{color:#0f172a}[data-theme=light] .trust-card-body p,[data-theme=light] .trust-list{color:#475569}[data-theme=light] .trust-ref,[data-theme=light] .trust-updated{color:#64748b}@media (width<=768px){.trust-card{padding:16px}.trust-card-footer{flex-direction:column}.footer-grid{grid-template-columns:repeat(2,1fr)}.hero-4grid{grid-template-columns:1fr 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