:root{--bg-page:#050510;--bg-page-alt:#0a0e1a;--bg-card:#1e293bcc;--bg-card-solid:#1e293b;--bg-input:#0f172a;--bg-nested:#ffffff08;--accent:var(--calc-color-finance);--accent-dim:#0ea5e926;--accent-glow:#0ea5e940;--emerald:#10b981;--red:#ef4444;--text-main:#f1f5f9;--text-dim:#94a3b8;--text-muted:#64748b;--border:#ffffff14;--border-card:#ffffff1a;--shadow-card:0 4px 24px #0006;--font-body:"Inter", -apple-system, sans-serif;--font-headline:"Plus Jakarta Sans", "Inter", sans-serif;--font-mono:"JetBrains Mono", monospace;--radius:12px;--radius-sm:8px;--radius-xs:6px}*,:before,:after{box-sizing:border-box;margin:0;padding:0}body{font-family:var(--font-body);background:var(--bg-page);color:var(--calc-text-primary);min-height:100vh;line-height:1.6}.glass-navbar .nav-link.active{color:var(--accent)}.main-container{max-width:1400px;margin:0 auto;padding:90px 1.5rem 2rem}.page-title{font-family:var(--font-headline);text-align:center;background:linear-gradient(135deg, var(--accent), var(--calc-cyan));-webkit-text-fill-color:transparent;-webkit-background-clip:text;background-clip:text;margin-bottom:.25rem;font-size:2rem;font-weight:800}.section-desc{color:var(--calc-text-dim);margin-bottom:1.5rem;font-size:.95rem}.section-desc-sm{color:var(--calc-text-dim);margin-bottom:1rem;font-size:.85rem}.text-center{text-align:center}.tab-nav{border-bottom:1px solid var(--calc-border-default);-webkit-overflow-scrolling:touch;gap:6px;margin-bottom:1.25rem;padding-bottom:0;display:flex;overflow-x:auto}.tab-btn{color:var(--calc-text-dim);font-family:var(--font-body);cursor:pointer;white-space:nowrap;background:0 0;border:none;border-bottom:2px solid #0000;flex-shrink:0;padding:10px 18px;font-size:.85rem;font-weight:600;transition:color .2s,border-color .2s}.tab-btn:hover{color:var(--calc-text-primary)}.tab-btn.active{color:var(--accent);border-bottom-color:var(--accent)}.tab-icon{margin-right:4px}.tab-pane{display:none}.tab-pane.active{display:block}.dashboard-grid{grid-template-columns:380px 1fr;align-items:start;gap:24px;display:grid}.dashboard-grid-single{max-width:1000px;margin:0 auto}.card{background:var(--calc-bg-card);border:1px solid var(--border-card);border-radius:var(--calc-radius-md);box-shadow:var(--shadow-card);padding:1.25rem}.input-card{border-left:4px solid var(--calc-cyan);max-height:calc(100vh - 100px);position:sticky;top:80px;overflow-y:auto}.result-card{border-left:4px solid var(--calc-purple)}.card-header-cyan,.card-header-purple{font-family:var(--font-mono);letter-spacing:.08em;text-transform:uppercase;margin-bottom:1rem;font-size:.75rem;font-weight:700}.card-header-cyan{color:var(--calc-cyan)}.card-header-purple{color:var(--calc-purple)}.section-divider{background:var(--calc-border-default);height:1px;margin:1.25rem 0}.input-group{margin-bottom:.85rem}.input-label{color:var(--calc-text-dim);margin-bottom:4px;font-size:.8rem;font-weight:600;display:block}.input-readonly{opacity:.6;cursor:not-allowed}.preset-label{color:var(--calc-text-muted);text-transform:uppercase;letter-spacing:.05em;margin:1rem 0 .5rem;font-size:.75rem;font-weight:700}.glass-select{background:var(--bg-input);border:1px solid var(--calc-border-default);border-radius:var(--radius-xs);width:100%;color:var(--calc-text-primary);font-family:var(--font-body);cursor:pointer;-webkit-appearance:none;appearance:none;padding:10px 12px;font-size:.875rem}.glass-select:focus{border-color:var(--accent);outline:none}.glass-select option{background:var(--bg-card-solid);color:var(--calc-text-primary)}.stat-grid{grid-template-columns:1fr 1fr;gap:10px;margin-bottom:1.25rem;display:grid}.stat-box{background:var(--bg-nested);border:1px solid var(--calc-border-default);border-radius:var(--radius-sm);text-align:center;padding:12px 14px}.stat-label{font-family:var(--font-mono);text-transform:uppercase;letter-spacing:.07em;color:var(--calc-text-muted);margin-bottom:4px;font-size:.62rem;font-weight:700}.stat-value{font-family:var(--font-headline);color:var(--calc-text-primary);font-size:1.15rem;font-weight:800;line-height:1.2}.stat-value.stat-positive{color:var(--emerald)}.stat-value.stat-negative{color:var(--red)}.rec-hero{border:1px solid var(--calc-border-default);border-radius:var(--calc-radius-md);text-align:center;background:linear-gradient(135deg,#0ea5e914,#8b5cf614);margin-bottom:1rem;padding:1.25rem}.rec-path-label{font-family:var(--font-mono);letter-spacing:.1em;color:var(--calc-text-muted);text-transform:uppercase;margin-bottom:6px;font-size:.65rem;font-weight:700}.rec-hero-card-row{margin-bottom:6px}.rec-card-badge{font-family:var(--font-mono);letter-spacing:.07em;border:1.5px solid var(--accent);color:var(--accent);background:var(--accent-dim);text-transform:uppercase;border-radius:20px;padding:3px 12px;font-size:.72rem;font-weight:700;transition:border-color .2s,color .2s,background .2s;display:inline-block}.rec-card-name{font-family:var(--font-headline);color:var(--accent);margin-bottom:4px;font-size:1.2rem;font-weight:800}.rec-annual-value{font-family:var(--font-mono);color:var(--accent);margin-bottom:6px;font-size:.85rem;font-weight:700}.rec-vs-selected{color:var(--calc-text-muted);margin-bottom:6px;font-size:.8rem}.rec-diff{font-family:var(--font-mono);border-radius:var(--radius-xs);padding:4px 10px;font-size:.85rem;font-weight:700;display:inline-block}.rec-diff.positive{color:var(--emerald);background:#10b9811f}.rec-diff.negative{color:var(--red);background:#ef44441f}.table-overflow{-webkit-overflow-scrolling:touch;overflow-x:auto}.comparison-table{border-collapse:collapse;width:100%;min-width:560px;font-size:.82rem}.comparison-table th{background:var(--bg-input);color:var(--calc-text-dim);font-family:var(--font-mono);text-transform:uppercase;letter-spacing:.05em;text-align:right;border-bottom:1px solid var(--calc-border-default);white-space:nowrap;padding:8px 10px;font-size:.68rem;font-weight:700}.comparison-table th:first-child{text-align:left;min-width:120px}.comparison-table td{text-align:right;color:var(--calc-text-dim);border-bottom:1px solid var(--calc-border-default);font-variant-numeric:tabular-nums;white-space:nowrap;padding:7px 10px}.comparison-table td:first-child{text-align:left;color:var(--calc-text-primary);font-size:.78rem;font-weight:600}.comparison-table tr:hover td{background:#0ea5e90a}.winner-col{color:var(--accent);font-weight:700}.comparison-table th.winner-col{border-top:3px solid var(--accent);color:var(--accent)}.net-row td{color:var(--calc-text-primary);border-top:2px solid var(--calc-border-default);padding-top:10px;padding-bottom:10px;font-size:.9rem;font-weight:800}.breakdown-table{border-collapse:collapse;width:100%;font-size:.82rem}.breakdown-table th{background:var(--bg-input);color:var(--calc-text-dim);font-family:var(--font-mono);text-transform:uppercase;letter-spacing:.05em;text-align:right;border-bottom:1px solid var(--calc-border-default);white-space:nowrap;padding:8px 10px;font-size:.68rem;font-weight:700}.breakdown-table th:first-child{text-align:left}.breakdown-table td{text-align:right;color:var(--calc-text-dim);border-bottom:1px solid var(--calc-border-default);font-variant-numeric:tabular-nums;padding:7px 10px}.breakdown-table td:first-child{text-align:left;color:var(--calc-text-primary);font-size:.78rem;font-weight:600}.breakdown-table tr:hover td{background:#0ea5e90a}.insight-list{margin:.75rem 0;padding:0;list-style:none}.insight-list li{border-left:3px solid var(--accent);color:var(--calc-text-dim);margin-bottom:8px;padding:8px 0 8px 14px;font-size:.82rem;line-height:1.5}.insight-list strong{color:var(--calc-text-primary)}.action-bar{gap:8px;margin-top:1rem;display:flex}.action-btn{background:var(--bg-input);border:1px solid var(--calc-border-default);border-radius:var(--radius-xs);color:var(--calc-text-dim);font-family:var(--font-body);cursor:pointer;flex:1;padding:8px 12px;font-size:.8rem;font-weight:600;transition:border-color .2s,color .2s,background .2s}.action-btn:hover{border-color:var(--accent);color:var(--accent)}.preset-chips{flex-wrap:wrap;gap:6px;margin-bottom:.75rem;display:flex}.preset-chip{background:var(--bg-nested);border:1px solid var(--calc-border-default);color:var(--calc-text-dim);font-family:var(--font-body);cursor:pointer;border-radius:20px;padding:4px 12px;font-size:.72rem;font-weight:600;transition:background .2s,color .2s,border-color .2s}.preset-chip:hover{border-color:var(--accent);color:var(--accent)}.preset-chip.active{background:var(--accent-dim);border-color:var(--accent);color:var(--accent)}.best-badge{background:var(--accent-dim);color:var(--accent);font-size:.6rem;font-family:var(--font-mono);vertical-align:middle;border-radius:4px;margin-left:6px;padding:1px 5px;font-weight:700}.chart-wrap-lg{height:280px;margin-bottom:1.5rem;position:relative}.chart-wrap-md{height:240px;margin-bottom:1.5rem;position:relative}.card-rates-row{flex-wrap:wrap;gap:5px;margin-top:4px;display:flex}.rate-chip{font-family:var(--font-mono);background:var(--accent-dim);color:var(--accent);border:1px solid #0ea5e933;border-radius:4px;padding:2px 8px;font-size:.68rem;font-weight:700}.disclaimer-bar{border-radius:var(--radius-xs);max-width:1400px;color:var(--calc-text-muted);background:#f59e0b0f;border:1px solid #f59e0b26;margin:1.5rem auto 0;padding:.75rem 1.5rem;font-size:.75rem;line-height:1.6}.page-sections-outer{max-width:1600px;margin:0 auto;padding:0 1.5rem 3rem}@media (width<=900px){.dashboard-grid{grid-template-columns:1fr}.input-card{max-height:none;position:static}.page-title{font-size:1.5rem}}@media (width<=600px){.stat-grid{grid-template-columns:1fr 1fr}.main-container{padding:80px 1rem 1.5rem}.action-bar{flex-wrap:wrap}}[data-theme=light]{--bg-page:#e8edf5;--bg-page-alt:#f1f5f9;--bg-card:#fffffff2;--bg-card-solid:#fff;--bg-input:#f0f4f9;--bg-nested:#edf2f9;--accent-dim:#0284c71a;--accent-glow:#0284c726;--emerald:#065f46;--red:#dc2626;--text-main:#0f172a;--text-dim:#475569;--text-muted:#64748b;--border:#0000001a;--border-card:#0000001f;--shadow-card:0 2px 12px #00000014}[data-theme=light] body{background:var(--bg-page);color:var(--calc-text-primary)}[data-theme=light] .glass-navbar{backdrop-filter:blur(12px);background:#fffffff2}[data-theme=light] .glass-navbar .nav-link.active{color:var(--accent)}[data-theme=light] .page-title{background:linear-gradient(135deg,#0284c7,#0891b2);-webkit-background-clip:text;background-clip:text}[data-theme=light] .card{background:#fff;border-color:#0000001f;box-shadow:0 2px 12px #00000014}[data-theme=light] .input-card{border-left-color:#0891b2}[data-theme=light] .result-card{border-left-color:#7c3aed}[data-theme=light] .tab-nav{border-bottom-color:#0000001a}[data-theme=light] .tab-btn{color:var(--calc-text-muted)}[data-theme=light] .tab-btn:hover{color:var(--calc-text-primary)}[data-theme=light] .tab-btn.active{color:var(--accent);border-bottom-color:var(--accent)}[data-theme=light] .glass-select{color:var(--calc-text-primary);background:#f0f4f9;border-color:#00000026}[data-theme=light] .glass-select option{background:#fff}[data-theme=light] .glass-input::placeholder{color:#00000059}[data-theme=light] .stat-box{background:#f0f4f9;border-color:#0000001a}[data-theme=light] .stat-value{color:var(--calc-text-primary)}[data-theme=light] .stat-value.stat-positive{color:#065f46}[data-theme=light] .stat-value.stat-negative{color:#991b1b}[data-theme=light] .rec-hero{background:linear-gradient(135deg,#0284c70f,#7c3aed0f);border-color:#0000001a}[data-theme=light] .rec-card-name,[data-theme=light] .rec-annual-value{color:var(--accent)}[data-theme=light] .rec-diff.positive{color:#065f46;background:#0596691a}[data-theme=light] .rec-diff.negative{color:#991b1b;background:#dc26261a}[data-theme=light] .comparison-table th,[data-theme=light] .breakdown-table th{color:var(--calc-text-muted);background:#f0f4f9;border-bottom-color:#0000001a}[data-theme=light] .comparison-table td,[data-theme=light] .breakdown-table td{color:var(--calc-text-dim);border-bottom-color:#0000000f}[data-theme=light] .comparison-table td:first-child,[data-theme=light] .breakdown-table td:first-child{color:var(--calc-text-primary)}[data-theme=light] .comparison-table tr:hover td,[data-theme=light] .breakdown-table tr:hover td{background:#0284c70a}[data-theme=light] .winner-col{color:var(--accent)}[data-theme=light] .comparison-table th.winner-col{border-top-color:var(--accent)}[data-theme=light] .net-row td{color:var(--calc-text-primary);border-top-color:#0000001f}[data-theme=light] .insight-list li{border-left-color:var(--accent);color:var(--calc-text-dim)}[data-theme=light] .insight-list strong{color:var(--calc-text-primary)}[data-theme=light] .action-btn{color:var(--calc-text-dim);background:#f0f4f9;border-color:#0000001f}[data-theme=light] .action-btn:hover{border-color:var(--accent);color:var(--accent)}[data-theme=light] .preset-chip{color:var(--calc-text-muted);background:#f0f4f9;border-color:#0000001a}[data-theme=light] .preset-chip:hover{border-color:var(--accent);color:var(--accent)}[data-theme=light] .preset-chip.active{border-color:var(--accent);color:var(--accent);background:#0284c71a}[data-theme=light] .best-badge{color:var(--accent);background:#0284c71a}[data-theme=light] .card-header-cyan{color:#0891b2}[data-theme=light] .card-header-purple{color:#7c3aed}[data-theme=light] .section-divider{background:#00000014}[data-theme=light] .rate-chip{color:var(--accent);background:#0284c71a;border-color:#0284c733}[data-theme=light] .disclaimer-bar{color:var(--calc-text-muted);background:#0891b20f;border-color:#0891b233}[data-theme=light] .preset-label{color:var(--calc-text-muted)}[data-theme=light] .input-label{color:var(--calc-text-dim)}