:root{--bg-dark:#050510;--card:#0f172ad9;--card-border:#ffffff14;--input-bg:#ffffff0d;--cyan:#00f3ff;--purple:#bc13fe;--teal:#00d1c1;--gold:gold;--green:#22c55e;--red:#ef4444;--amber:#f59e0b;--text-main:#e2e8f0;--text-dim:#94a3b8;--text-muted:#64748b;--border:#ffffff14;--accent:var(--calc-color-finance);--font-mono:"JetBrains Mono", monospace}[data-theme=light]{--bg-dark:#e8edf5;--card:#fffffff2;--card-border:#0000001f;--input-bg:#f0f4f9;--cyan:#0e7490;--purple:#7c3aed;--teal:#0f766e;--gold:#0e7490;--green:#15803d;--red:#dc2626;--amber:#b45309;--text-main:#0f172a;--text-dim:#334155;--text-muted:#64748b;--border:#0000001a;--accent:var(--calc-color-finance)}body{background:var(--calc-bg-page);color:var(--calc-text-primary);min-height:100vh;margin:0;padding:0;font-family:Inter,sans-serif;overflow-x:hidden}[data-theme=light] body{background:#e8edf5}body:before{content:"";z-index:-1;pointer-events:none;background-image:linear-gradient(#ffffff08 1px,#0000 1px),linear-gradient(90deg,#ffffff08 1px,#0000 1px);background-size:50px 50px;width:100%;height:100%;position:fixed;top:0;left:0}[data-theme=light] body:before{background-image:linear-gradient(#0000000a 1px,#0000 1px),linear-gradient(90deg,#0000000a 1px,#0000 1px)}.glass-navbar{z-index:100;-webkit-backdrop-filter:blur(12px);background:#050510eb;border-bottom:1px solid #ffffff0f;position:sticky;top:0}[data-theme=light] .glass-navbar{background:#f8fafceb;border-bottom:1px solid #0000001a}.main-wrapper{box-sizing:border-box;justify-content:center;width:100%;padding:20px 20px 10px;display:flex}.calculator-container{width:100%;max-width:1200px;margin:0 auto}.page-header.compact-header{text-align:center;margin-bottom:12px}.page-title{color:#fff;text-transform:uppercase;letter-spacing:2px;text-shadow:0 0 20px #00f3ff4d;margin:0 0 8px;font-size:2rem;font-weight:800}[data-theme=light] .page-title{color:#0f172a;text-shadow:none}.page-subtitle{color:var(--calc-text-dim);margin:0 auto;font-size:.95rem}.mf-tab-nav{border:1px solid var(--calc-border-default);background:#0003;border-radius:14px;gap:4px;margin-bottom:14px;padding:4px;display:flex}[data-theme=light] .mf-tab-nav{background:#0000000d;border-color:#0000001a}.mf-tab-btn{color:var(--calc-text-dim);cursor:pointer;letter-spacing:.02em;background:0 0;border:none;border-radius:10px;flex:1;padding:10px 12px;font-family:inherit;font-size:.82rem;font-weight:600;transition:transform .25s,opacity .25s,color .2s,box-shadow .25s}.mf-tab-btn:hover{color:var(--calc-text-primary);background:#ffffff0d}.mf-tab-btn.active{background:var(--accent);color:#000}[data-theme=light] .mf-tab-btn.active{color:#fff;background:#0e7490}[data-theme=light] .mf-tab-btn:hover{color:#0f172a;background:#0000000f}.mf-tab-panel{display:none}.mf-tab-panel.active{display:block}.calculator-grid{grid-template-columns:300px 1fr;align-items:start;gap:10px;display:grid}.input-card,.chart-card{background:var(--calc-bg-card);-webkit-backdrop-filter:blur(16px);border:1px solid var(--card-border);border-radius:16px;flex-direction:column;display:flex;overflow:hidden;box-shadow:0 8px 24px #00000040}[data-theme=light] .input-card,[data-theme=light] .chart-card{box-shadow:0 2px 12px #00000017}.input-card:hover,.chart-card:hover{border-color:#ffffff24}[data-theme=light] .input-card:hover,[data-theme=light] .chart-card:hover{border-color:#0003}.card-header{border-bottom:1px solid var(--calc-border-default);background:#0000001a;justify-content:space-between;align-items:center;padding:10px 16px;display:flex}[data-theme=light] .card-header{background:#00000008;border-bottom-color:#00000014}.card-title{color:var(--calc-text-dim);letter-spacing:1px;text-transform:uppercase;margin:0;font-size:.8rem;font-weight:700}.chart-header{border-bottom:1px solid var(--calc-border-default);background:#0000001a;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:6px;padding:10px 16px;display:flex}[data-theme=light] .chart-header{background:#00000008}.section-header{color:var(--calc-text-dim);letter-spacing:1px;text-transform:uppercase;font-size:.8rem;font-weight:700}.input-content{flex-direction:column;gap:10px;padding:12px 16px;display:flex}.input-group{flex-direction:column;gap:4px;display:flex}.input-group label{color:var(--calc-text-dim);letter-spacing:.02em;font-size:.75rem;font-weight:600}.input-hint{color:var(--calc-text-muted);font-size:.68rem;font-weight:400}[data-theme=light] .glass-input::placeholder{color:#0000004d}.reset-btn{border:1px solid var(--calc-border-default);color:var(--calc-text-muted);cursor:pointer;background:0 0;border-radius:6px;padding:4px 10px;font-family:inherit;font-size:.72rem;font-weight:600;transition:transform .25s,opacity .25s,color .2s,box-shadow .25s}.reset-btn:hover{color:var(--calc-cyan);border-color:#00f3ff66}[data-theme=light] .reset-btn:hover{color:#0e7490;border-color:#0e7490}.mf-er-presets{gap:4px;margin-top:2px;display:flex}.er-preset{background:var(--input-bg);border:1px solid var(--calc-border-default);color:var(--calc-text-muted);font-family:var(--font-mono);cursor:pointer;border-radius:6px;padding:3px 7px;font-size:.68rem;transition:transform .25s,opacity .25s,color .2s,box-shadow .25s}.er-preset:hover{border-color:var(--calc-cyan);color:var(--calc-cyan)}[data-theme=light] .er-preset{color:#64748b;background:#f0f4f9;border-color:#0000001f}[data-theme=light] .er-preset:hover{color:#0e7490;border-color:#0e7490}.card-footer-slim{border-top:1px solid var(--calc-border-default);background:#00000014;padding:10px 16px}[data-theme=light] .card-footer-slim{background:#00000005;border-top-color:#00000012}.mf-action-bar{gap:6px;display:flex}.mf-action-btn{background:var(--input-bg);border:1px solid var(--calc-border-default);color:var(--calc-text-dim);cursor:pointer;border-radius:7px;flex:1;padding:6px 4px;font-family:inherit;font-size:.72rem;font-weight:600;transition:transform .25s,opacity .25s,color .2s,box-shadow .25s}.mf-action-btn:hover{border-color:var(--calc-cyan);color:var(--calc-cyan);background:#00f3ff0d}[data-theme=light] .mf-action-btn{color:#334155;background:#f0f4f9;border-color:#0000001f}[data-theme=light] .mf-action-btn:hover{color:#0e7490;background:#0e74900f;border-color:#0e7490}.results-column{flex-direction:column;gap:10px;display:flex}.mf-stat-grid{grid-template-columns:1fr 1fr;gap:8px;display:grid}.mf-stat-card{background:var(--calc-bg-card);border:1px solid var(--card-border);border-radius:12px;flex-direction:column;gap:4px;padding:14px 16px;display:flex;box-shadow:0 4px 12px #00000026}[data-theme=light] .mf-stat-card{box-shadow:0 1px 6px #00000012}.mf-hero-card{border-left:3px solid var(--purple);grid-column:1/-1}[data-theme=light] .mf-hero-card{border-left-color:#7c3aed}.mf-fee-card{border-left:3px solid var(--amber)}[data-theme=light] .mf-fee-card{border-left-color:#b45309}.mf-stat-label{color:var(--calc-text-muted);text-transform:uppercase;letter-spacing:.05em;font-size:.7rem;font-weight:600}.mf-stat-val{font-family:var(--font-mono);color:var(--calc-text-primary);font-size:1.3rem;font-weight:700}.mf-hero-val{font-size:1.8rem}.mf-cyan{color:var(--calc-cyan)}.mf-teal{color:var(--teal)}.mf-red{color:var(--red)}.mf-purple{color:var(--purple)}.mf-fee-badge{color:var(--amber);vertical-align:middle;text-transform:uppercase;background:#f59e0b1f;border-radius:4px;padding:1px 5px;font-size:.6rem;font-weight:700}[data-theme=light] .mf-fee-badge{color:#b45309;background:#fffbeb}.mf-aftertax-card{background:var(--calc-bg-card);border:1px solid var(--card-border);border-left:3px solid var(--purple);border-radius:12px;padding:14px 16px;box-shadow:0 4px 12px #00000026}[data-theme=light] .mf-aftertax-card{box-shadow:0 1px 6px #00000012}.mf-real-card{background:var(--calc-bg-card);border:1px solid var(--card-border);border-left:3px solid var(--teal);border-radius:12px;padding:14px 16px;box-shadow:0 4px 12px #00000026}[data-theme=light] .mf-real-card{border-left-color:#0f766e;box-shadow:0 1px 6px #00000012}.mf-chart-legend{color:var(--calc-text-dim);align-items:center;gap:12px;font-size:.7rem;display:flex}.mf-legend-dot{border-radius:2px;width:10px;height:3px;display:inline-block}.mf-ld-cyan{background:#00f3ff}.mf-ld-gold{background:gold}.mf-ld-red{background:#ef4444}.mf-ld-green{background:#22c55e}[data-theme=light] .mf-ld-cyan{background:#0e7490}[data-theme=light] .mf-ld-gold{background:#3b82f6}[data-theme=light] .mf-ld-green{background:#15803d}.mf-legend-lbl{color:var(--calc-text-dim);font-size:.7rem}.mf-shared-row{background:var(--calc-bg-card);border:1px solid var(--card-border);border-radius:16px;grid-template-columns:repeat(4,1fr);gap:10px;margin-bottom:10px;padding:14px 16px;display:grid;box-shadow:0 4px 12px #00000026}[data-theme=light] .mf-shared-row{box-shadow:0 2px 8px #00000012}.mf-funds-grid{grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:10px;display:grid}.mf-fund-col{background:var(--calc-bg-card);border:1px solid var(--card-border);border-radius:14px;overflow:hidden;box-shadow:0 4px 12px #00000026}[data-theme=light] .mf-fund-col{box-shadow:0 2px 8px #00000012}.mf-fund-col .input-content{padding:10px 14px 14px}.mf-fund-header{letter-spacing:.06em;text-transform:uppercase;padding:8px 14px;font-size:.75rem;font-weight:700}.mf-fund-a{color:var(--calc-cyan);background:#00f3ff1a}.mf-fund-b{color:var(--calc-gold);background:#ffd7001a}.mf-fund-c{color:var(--purple);background:#bc13fe1a}[data-theme=light] .mf-fund-a{color:#0e7490;background:#0e749014}[data-theme=light] .mf-fund-b{color:#1d4ed8;background:#3b82f614}[data-theme=light] .mf-fund-c{color:#7c3aed;background:#7c3aed14}.mf-insight-card{color:var(--calc-text-dim);background:#00f3ff0f;border:1px solid #00f3ff33;border-radius:12px;margin-bottom:10px;padding:12px 16px;font-size:.85rem;line-height:1.6}[data-theme=light] .mf-insight-card{color:#334155;background:#eff9fb;border-color:#0e749040}.mf-cmp-table-wrap{border:1px solid var(--card-border);border-radius:12px;margin-bottom:10px;overflow-x:auto;box-shadow:0 4px 12px #0000001f}.mf-cmp-table{border-collapse:collapse;background:var(--calc-bg-card);width:100%;font-size:.82rem}.mf-cmp-table th{color:var(--calc-text-muted);letter-spacing:.04em;text-transform:uppercase;text-align:left;border-bottom:1px solid var(--calc-border-default);background:#0003;padding:10px 14px;font-size:.72rem;font-weight:700}[data-theme=light] .mf-cmp-table th{color:#64748b;background:#0000000a}.mf-cmp-table td{color:var(--calc-text-primary);font-family:var(--font-mono);border-bottom:1px solid #ffffff0a;padding:11px 14px;font-size:.82rem}[data-theme=light] .mf-cmp-table td{color:#0f172a;border-bottom-color:#0000000f}.mf-cmp-table td:first-child{font-family:inherit;font-weight:600}.mf-cmp-table tr:last-child td{border-bottom:none}.mf-cmp-table tr:hover td{background:#ffffff05}[data-theme=light] .mf-cmp-table tr:hover td{background:#f8fafc}.mf-cmp-best td:first-child{color:var(--calc-cyan)}[data-theme=light] .mf-cmp-best td:first-child{color:#0e7490}.mf-cmp-chart-card{margin-bottom:0}.mf-be-grid{grid-template-columns:280px 1fr;align-items:start;gap:10px;margin-bottom:10px;display:grid}.mf-be-results{flex-direction:column;gap:10px;display:flex}.mf-hurdle-card{background:var(--calc-bg-card);border:1px solid var(--card-border);text-align:center;border-radius:14px;padding:20px 24px;box-shadow:0 4px 16px #0003}[data-theme=light] .mf-hurdle-card{box-shadow:0 2px 8px #00000014}.mf-hurdle-label{color:var(--calc-text-muted);text-transform:uppercase;letter-spacing:.06em;margin-bottom:8px;font-size:.7rem;font-weight:600}.mf-hurdle-val{font-family:var(--font-mono);color:var(--amber);margin-bottom:4px;font-size:2.8rem;font-weight:800;line-height:1}[data-theme=light] .mf-hurdle-val{color:#b45309}.mf-hurdle-sub{color:var(--calc-text-muted);font-size:.75rem}.mf-gauge-wrap{background:var(--calc-bg-card);border:1px solid var(--card-border);border-radius:14px;flex-direction:column;align-items:center;gap:4px;padding:16px;display:flex;box-shadow:0 4px 12px #00000026}[data-theme=light] .mf-gauge-wrap{box-shadow:0 2px 8px #00000012}.mf-gauge-svg{width:180px;height:110px;display:block}.mf-gauge-bg{stroke:#ffffff0f}[data-theme=light] .mf-gauge-bg{stroke:#00000014}.mf-gauge-zone-easy{stroke:#22c55e}.mf-gauge-zone-moderate{stroke:#f59e0b}.mf-gauge-zone-hard{stroke:#ef4444}[data-theme=light] .mf-gauge-zone-easy{stroke:#15803d}[data-theme=light] .mf-gauge-zone-moderate{stroke:#b45309}.mf-gauge-fill{stroke:var(--amber);transition:stroke-dasharray .4s,stroke .4s}.mf-gauge-needle{stroke:var(--calc-text-dim);transform-origin:60px 65px;transition:transform 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.mf-drag-stat{color:#334155;background:#fff1f2;border-color:#ef444440}.mf-be-chart-card{margin-top:0}.toast{color:var(--calc-text-primary);z-index:9999;pointer-events:none;border-left:3px solid var(--calc-cyan);background:#0f172af2;border-radius:10px;padding:10px 16px;font-size:.8rem;animation:.3s toastIn;position:fixed;bottom:24px;right:24px;box-shadow:0 4px 20px #0006}[data-theme=light] .toast{color:#0f172a;background:#fffffff7;box-shadow:0 4px 16px #00000026}.toast-success{border-left-color:var(--green)}.toast-warn{border-left-color:var(--amber)}.toast-error{border-left-color:var(--red)}@keyframes toastIn{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}@media (width<=900px){.calculator-grid{grid-template-columns:1fr}.mf-stat-grid,.mf-shared-row{grid-template-columns:1fr 1fr}.mf-funds-grid,.mf-be-grid{grid-template-columns:1fr}.mf-tab-btn{padding:8px 6px;font-size:.75rem}}@media (width<=600px){.mf-stat-grid{grid-template-columns:1fr}.mf-hero-card{grid-column:1}.mf-shared-row{grid-template-columns:1fr}.page-title{font-size:1.5rem}.mf-tab-nav{flex-direction:column}.mf-gauge-svg{width:140px;height:86px}}